This directory completely revises and updates the previous edition, and contains nearly 2,000 references to scholarships, fellowships, grants, loans, awards/prizes, and internships available only to ethnic minorities. The programs described are sponsored by government agencies, professional organizations, corporations, sororities and fraternities, foundations, religious groups, educational associations, and military/veterans organizations. They are open to minorities at various levels (high school through postdoctoral) and provide support for education, research, travel, training, career development, or innovative effort. All areas of the sciences, social sciences, and humanities are covered. Detailed entries include the address and telephone number, and information on purpose, eligibility, duration, special features, limitations, number awarded, and deadline date for each program. The entries are arranged in six categories by type of program (scholarships, fellowships, loans, grants, awards, and internships) and each category is further divided into five minority groupings (minorities in general, Asian Americans, Black Americans, Hispanic Americans, and Native Americans). Indexes are provided for sponsoring organizations, program titles, subjects, geographic coverage, and deadline dates. Additional features include a list of state sources of educational benefits and an annotated bibliography of general financial aid directories. Also included are several indexes. (GLR)