This booklet on shopping, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook tells how to plan spending, develop shopping skills, and handle consumer problems effectively. Section 1 on consumers and the economy overviews consumer rights and responsibilities. Planning one's spending is considered in section 2, including analyzing values, setting financial goals based on the values, deciding the best use of resources, and knowing one's needs. Section 3 focuses on activities before buying, such as gathering information and developing a shopping plan. Section 4 discusses advantages and disadvantages of various sellers, including retail shopping facilities, direct selling, mail-order shopping, factory outlets, auctions, garage sales, flea markets, and second-hand shops. In section 5, suggestions are offered for buying goods and services. Other hints are provided regarding sales, coupons, and trading stamps; recognizing frauds; and following shopping etiquette. The final two sections discuss payment methods and handling complaints. A list of organizations, books, and pamphlets is provided. (YLB)