This document presents a full discussion of the activities, findings, and recommendations of the National Task Force on Student Aid Problems. The task force was a voluntary association of concerned and interested agencies and organizations. Its only standing came from the support of those directly concerned with student aid problems. By design and agreement, the activities of the task force were limited to the delivery system for whatever federal, state, private, and institutional student aid programs exist to meet the needs of students in postsecondary education. The topics included in this document are: (1) the problems of analysis of student financial need, (2) the student common data form, (3) coordination and management of student aid programs, (4) the role and participation of students in the student aid system and partnership. Appendixes give: (1) organizations participating in the task force, (2) members of the working committee of the task force, (3) suggestions for the development of standard student expense budgets, (4) additional information about program information exchange, (5) a description of the consensus model for determination of parental and self-supporting students' ability to pay, (6) additional considerations about the common form. (Author/KE)