This instructor's guide is designed to accompany the text "Personal Money Management" and companion study guide (CE 023 968). It is intended to assist instructors in developing their own course outlines and teaching styles to suit the particular needs of their students. An introduction offers (1) an outline of the rationale behind the somewhat unconventional approach to money management taken in the text (the how-to approach), (2) a description of the major features of the text, (3) recommended and optional course schedules, and (4) a brief summary of the elements of this guide. A combination of lectures and student involvement in class discussion is suggested as the teaching approach. Each chapter (which corresponds to a like-numbered chapter in the text) contains all or some of the following ten sections: objectives, suggested approach, sample cases, additional topics for discussion, guest lecture ideas, additional materials and activities, answers to chapter questions, answers and discussion guide for case problems, sample test questions and answers, and transparency masters. Appendix materials in several chapters consist of longer versions of some procedures in the text. (YLB)