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Delisle, Jason D.; Cooper, Preston – American Enterprise Institute, 2020
At the end of 2019, 43 million Americans owed over $1.5 trillion in federal student loans. The rapid increase in these balances over the past decade has led many to deem student debt a "crisis." Now, there is growing support among Democratic policymakers, and even some Republicans, to immediately cancel all or most of the federal…
Descriptors: Student Loan Programs, Debt (Financial), Federal Aid, Paying for College
Delisle, Jason D.; Cooper, Preston; Christensen, Cody – American Enterprise Institute, 2018
This report aims to expand the window into federal student loan defaults beyond the event of default itself. It attempts to provide the most robust look to date of what happens to student loans "after a borrower defaults and why." Ultimately, this information should help policymakers evaluate the current set of policies related to…
Descriptors: Student Financial Aid, Loan Repayment, Loan Default, Public Policy