According to the authors, the comments offered by Robert Manning and Ray Kirshak in this issue of the "Journal of Student Financial Aid" (pp. 39-48) are designed to leave the reader with the impression that their paper "Usage of Credit Cards Received through College Student-Marketing Programs" ("Journal of Student Financial Aid," 2004) was nothing…

As increasing numbers of adults approach postsecondary education, the financial aid community must research specific issues: adult student costs, resources, aid received and aid denied, perceptions of aid offices and services, information needs, expense budgeting, aid packaging, office staffing, and publications needed. (MSE)

The state of evaluation is reviewed and it is suggested that problems lie not only in the political advocacy process through which policy is made, but also in the way evaluators have approached their tasks and presented their results. A project at the University of Wisconsin--Madison is described. (Author/MLW)

The uneven but significant role of policy research in forming federal student financial aid programs in the last 15 years is discussed and the implications for the reauthorization of the Higher Education Act in the mid-1980's are examined. (MSE)

A conceptual framework is provided for analyzing public policy formation and current federal efforts to change student aid policy by budget manipulation rather than the political process that shapes legislation. The role of the National Commission on Student Financial Assistance in future policy is discussed. (MSE)

As computer systems play a larger role in student financial aid, the aid officer needs at least some expertise in computer programing. The advantages of the BASIC computer language for learning computer programing are discussed. The kinds of programs that can be written by the financial aid officer are identified. (MLW)

Student employment, it is suggested, may have a surprising effect on student retention. Two studies that confirm the potential impact that employment can have on student persistence are discussed. Financial aid officers may consider altering traditional awarding strategies regarding college work-study eligibility. (MLW)

An analysis of increases in federal regulation of student financial aid since 1959 looks at changes in both volume and substance of the regulations, and the costs of implementing them. Federal initiatives to form partnerships with institutions in managing student aid are noted, including quality assurance efforts and innovative experiments in…

Preferential/differential student aid packaging, or reducing the self-help component of an aid package for specific students, is by definition discriminatory. Such student aid packaging is very old, but in recent years there is even more discrimination within need-based aid against the economically weak. A new approach is needed to reduce…