This article examines the changes occurring in learning and literacy in the age of ubiquitous mobile phone use. Focusing on rural Kenyan women's use of mobile phone technologies in civic education programs, mobile banking, and to contact family members, the article explores how these women's use of mobile phones, based on their everyday needs, has facilitated the development of a literacy. The women learned to read on their phones to receive money, civic education information, and to communicate with their family members. In this process, these women, who self-identified and are also nationally classified as illiterate, developed a relevant social literacy through active use of text-based mobile phone applications.