Electronic-authentication methods, no matter how sophisticated they are in preventing fraud, must be able to identify people to a reasonable degree of certainty before any credentials are assured (Personix, 2006). User authentication is different from identity verification, and both are separate but vital steps in the process of securing electronic transactions. The terrorist acts of September 11, 2001, or 9/11, have exacerbated our security consciousness in the United States. Law-enforcement officials and national-security agencies have realized that identity fraud and theft are perpetrated as part of more atrocious crimes than have been previously believed, including as an enabler of terrorist acts. The examination of the aftermath of the 9/11 terrorist act brought to light the extent to which the use of fraudulent identification is not only a significant component of fraud but also of terrorism. The purpose of this qualitative study is to ascertain the perceptions of biometric-industry experts whether or not biometric modalities will combat identity fraud. In this dissertation, a qualitative phenomenological research design was applied and interview of biometric industry experts from various geographical locations in the United States were conducted. The result of this study has highlighted the significance of how biometric modalities will combat identity fraud. The biometric expert opinions has provided insight into how biometric modalities will help government entities; corporate organizations such as banking institutions, healthcare providers, travel and tourism institutions; and individuals combat identity fraud. Furthermore, this study has included the interviewed expert opinions on how biometric identification can augment an important stratum of defense to the total method of identifying a person. [The dissertation citations contained here are published with the permission of ProQuest LLC. Further reproduction is prohibited without permission. Copies of dissertations may be obtained by Telephone (800) 1-800-521-0600. Web page: http://www.proquest.com/en-US/products/dissertations/individuals.shtml.]