The expenses and sources of income for two supervised family day care (SFDC) systems in Denmark, where SFDC is the national family day care model, are compared with two supervised systems in Connecticut, where SFDC is rare, as in the United States generally. SFDC differs from family day care in general by the systematic involvement of trained child care specialists, or supervisors, who are responsible to a particular group of providers, parents, and children. It is argued that SFDC, a model associated with high quality services, should become the model for family day care sponsored by the public schools and social service agencies and/or could be used as a model to train independent family day care providers for certification. After a description of SFDC, discussion explores: (1) financial considerations; (2) expenses of operating the supervisor model, including payment to providers, program support, and administrative costs; (3) sources of income for the supervisor model, including parent fees, government funds, and private funds; (4) provider earnings; (5) a prototypic structure and sample budget for one cluster of SFDC homes involving one supervisor and 11 providers; and (6) three options for funding the prototype system, including options in which parent fees cover all costs, a sponsoring agency absorbs indirect costs, and training funds cover program support and indirect costs. (RH)