This workbook contains information on money management written for adult new readers. A brief self-test "Are You in Control?" is followed by 15 chapters that include information, worksheets, and summary sheets. The chapters are entitled: (1) "Getting Control of Your Money"; (2) "Tracking Your Spending"; (3) "Figuring Your Income and Expenses"; (4) "Making Your Spending Plan Balance"; (5) "Making Money Decisions"; (6) "Checking Accounts"; (7) "Balancing Your Checkbook"; (8) "Savings Accounts"; (9) "Why Use Credit?"; (10) "Getting Credit; (11) Credit Cards and Loans"; (12) "Debt"; (13) "Insurance"; (14) "Investing"; and (15) "For More Information," which provides a list of 13 sources of information on consumer affairs, Social Security, credit reports, credit counseling, insurance, and federal income tax. (KC)