IN A STUDY OF FAMILY MONEY MANAGEMENT, A QUESTIONNAIRE WAS COMPLETED BY WIVES IN 94 FAMILIES SELECTED AT RANDOM FROM THOSE WHO HAD USED THE SERVICES OF THE EXTENSION OFFICE IN DEAF SMITH COUNTY, TEXAS. ONLY ONE FAMILY IN THE STUDY FOLLOWED ALL OF THE 16 SPECIFIED BUSINESS PRACTICES. IT WAS FOUND THAT, IN GENERAL, FAMILIES WERE FOLLOWING SPECIFIED BUSINESS PRACTICES, PREFERRED FAMILY RECREATION DURING LEISURE TIME, HAD LEARNED ABOUT MONEY MANAGEMENT FROM THEIR PARENTS, AND WANTED THEIR CHILDREN TO LEARN MONEY MANAGEMENT IN A JUNIOR OR SENIOR HIGH SCHOOL COURSE. FINANCES WERE NOT DISCUSSED BEFORE MARRIAGE, HUSBANDS WERE MORE WILLING TO ASSUME INDEBTEDNESS THAN WIVES, EDUCATIONAL BACKGROUND HAD MORE INFLUENCE ON FINANCIAL MANAGEMENT THAN DID FORMAL TRAINING AND LEVEL OF INCOME, AND ALL FAMILIES DESIRED TO BE ABLE TO EDUCATE THEIR CHILDREN. WIVES RATED THEMSELVES AS FAIR FINANCIAL MANAGERS. IMPROVEMENT OF BUSINESS PRACTICES WOULD SOLVE MANY FAMILY DISAGREEMENTS. (THE DOCUMENT INCLUDES SEVEN TABLES, 46 REFERENCES, AND A PLAN FOR AN ADULT EDUCATION PROGRAM TO INCLUDE A VARIETY OF TEACHING TECHNIQUES AND RESOURCE PERSONS OUTLINED IN TWO SECTIONS--BASIC LEARNINGS AND EXPERIENCES AND ACTIVITIES.) THIS DOCUMENT IS A MASTERS THESIS AVAILABLE FROM THE COLLEGE OF HOUSEHOLD ARTS AND SCIENCES, TEXAS WOMEN'S UNIVERSITY, DENTON. 67 PAGES. (AJ)