These proceedings consist of 12 presentations, most of which are followed by responses or comments. The papers include: "Integrating Family Economics and Family Counseling" (Hogan; discussants Schnittgrund, Wilhelm); "A Test of the Deacon-Firebaugh Management Model" (Gage, Schmid); "Perceived Income Adequacy and Selected Financial Management Practices among Families in Mexico" (Ormsby, Fairchild); "Factors Related to Estate Planning Knowledge and Estate Planning Actions of Married Individuals" (Morrow; discussant Makela); "Defining and Measuring a Consumer Conservation Ethic" (Haldeman, Tripple; discussants Herrin, Iams); "Women's World Banking and Credit Strategies in Developing Countries" (Walsh); "Managerial Response and Role Adaptation Involved for Women in Meeting a Political Volunteer Demand" (Snider); "The Rural Elderly: Shopping Patterns and Attitudes" (Meiners, Heltsley; discussants Burton, Rudd); "The Gray Panthers and Economic Issues" (Harwood); "Satisfaction/Dissatisfaction of the Elderly with Conditions in the Marketplace" (Jeries); "Personal Computers and Personal Finance: A Team in Teaching Thinking Skills" (Anderson, Snodgrass); and "Consumer Education Knowledge of Prospective Teachers at Two Manitoba Universities" (Thor, Berry). (YLB)