President Obama has emphasized the importance of higher education, and recently implemented ambitious higher education finance reform that will serve to benefit college students now and in the future. Although these changes are noteworthy, little has been done to help the many individuals who currently owe student debt, particularly private debt, and are no longer in school. With high unemployment and a stagnant economy, many student debtors are finding it increasingly difficult to repay their student loans and also cover the basic cost of living. An array of situations make it difficult for student loan debtors, whom the author calls the "indentured educated class," to effectively pay their loans. This article explores the relationship between student loan debt and its effect on those with health problems, using testimonials of those who have experienced this crisis and the author's own experience as the founder and executive director of the nonprofit All Education Matters Inc., where she receives hundreds and hundreds of stories a week from individuals who owe student loan debt.