For the last several years, manufactured crises in Washington have hindered, rather than helped, economic growth and opportunity. Earlier this year, however, Democrats and Republicans came together to produce a 2014 budget that invests in key areas of innovation, education, and infrastructure--investments that will help grow the nation's economy,…

After two decades of steady growth and financial stability in the Rio Rancho Public Schools, New Mexico's fastest-growing school district found itself face to face with a $3.8 million budget deficit going into the 2008-09 school year. Because people in the district hesitated to change anything that would cut into student programming, and nobody…

This paper is an effort to establish the financial sector in developing countries to promote financial literacy of their customers. This could have access to finance and savings, which in turn support livelihoods, economic growth, sound financial systems, and participate in the economy. The main objectives of this paper is to enhance a bank's…

It is no secret that school budgets are growing smaller, forcing districts to make tough financial choices. Building operating costs drain a massive portion of most districts' budgets. As such, energy efficiency is a powerful tool to cut short- and long-term operating costs, and reductions in energy use. The U.S. Environmental Protection Agency's…

In recent years there has been growth in online distance learning courses. This has been prompted by; new technology such as the Internet, mobile learning, video and audio conferencing: the explosion in student numbers in Higher Education, and the need for outreach to a world wide market. Web-based distance learning is seen as a solution to…

Beginning in the 1980s, Michigan began making investments in fully preparing young children for school--cognitively, physically, socially and emotionally. Currently Michigan's Great Start system encompasses both early childhood services and a strategic plan for the state's early childhood system of programs, services, and supports for children…

An emphasis on scribbles and drawing as important brain-building behavior makes this book's Neuroconstructive theory of child development and Scribbling/Drawing/Writing practice unique. A child's brain builds itself in response to genetics, DNA codes, and the environment. One of the pre-determined ways a child's brain naturally builds itself is by…

This article reports that advocates of state-sponsored college-savings plans seek to use the current credit crunch as a wake-up call for parents and policy makers to shift away from the growing use of loans by families to cover college costs. In the long run, savings are the best way for most families to avoid the burdensome costs of private…

This study examined whether being taught by a teacher with a high "value-added" improves a student's long-term outcomes. The study analyzed more than 20 years of data for nearly one million fourth- through eighth-grade students in a large urban school district. The study reported that having a teacher with a higher level of value-added…

Classroom interactional patterns depend on some contextual, cultural and local factors in addition to the methodologies employed in the classroom. In order to delineate such factors, the focus of classroom interaction research needs to shift from the observables to the unobservables like teachers' and learners' psychological states and cultural…

The Western Undergraduate Exchange (WUE) is a regional tuition-reciprocity agreement that enables students from WICHE (Western Interstate Commission for Higher Education) states to enroll in participating two- and four-year public institutions at 150 percent of the enrolling institution's resident tuition. WUE has been operating for more than 20…

As of May 2013, total outstanding student loan debt in the United States had reached $1.2 trillion, up from $1 trillion fewer than 18 months before. The growth in debt is due primarily to increases in both the rate of borrowing and the average amount borrowed, especially among graduates of 4-year institutions. In 1989-90, about half (51 percent)…

America's college financial-aid system has helped millions of students obtain a postsecondary education, but the system's flaws are increasingly apparent. Growth in tuition and fees outpace available resources, particularly for students striving to rise out of poverty. Low- and middle-income students confront frightening levels of education debt.…

With Washington trapped in budget battles and partisan gridlock, cities have emerged as the best source of government innovation. Nowhere is this more visible than in New York City. Since taking office in 2002, Mayor Bloomberg has introduced a steady stream of innovative policies, from a competition to recruit a new applied sciences campus and a…

In 2006 Wisconsin policymakers identified the School Choice Demonstration Project (SCDP) as the organization to help answer lingering questions about the effects of the MPCP [Milwaukee Parental Choice Program]. The SCDP is a national research organization, based in the University of Arkansas' Department of Education Reform, dedicated to the…