This manual for teacher trainers and staff development specialists contains information and materials for an 18-hour personal and financial planning workshop for secondary teachers. Part A is a guide for workshop directors. It defines personal and family financial planning, provides background information on financial planning education, and presents six financial planning competencies. Instructions include session descriptions, recommended procedures, preparations for each workshop session, and general financial planning resource information. A process model of staff development reviews the development and delivery of training workshops. Part B contains the seven workshop sessions and related material. (Sessions last either 90 minutes or 3 hours.) The first two sessions orient participants to personal and financial planning and engage them in activities to develop financial plans. The third workshop focuses on the means by which people obtain financial resources. Sessions IV, V, and VI examine specific elements of financial planning--spending and borrowing, saving and investing, and protecting and sharing financial resources. The final session deals with the infusion of financial planning into the secondary school curriculum. Contents of each session include an introduction, competencies and basic generalizations, objectives, content outline, activity schedule, handouts, visual aids, resources for classroom use, and basic resources. (YLB)