School districts across the country have been taking a harder look at what they are teaching students about financial literacy in the wake of the financial crisis of the past few years, caused in part by excessive credit card and mortgage debt. While economics courses have been common for many years, particularly at the high school level, districts want to take the concepts to a more personal level. Author Chad Foster, whose book "Financial Literacy for Teens" attempts to make dry-sounding topics like taxes and budgeting relevant and engaging for high-school and college students, says "This global financial crisis was a wake-up call for everybody." He also contends that this could very well happen again if they don't break this cycle of financial illiteracy.