This booklet, translated into Spanish, is intended to inform (not advise) older Kansans about eligibility requirements and benefits provided by state and federal programs. Financial assistance programs discussed are Social Security, railroad retirements, veterans' benefits, unrestricted general assistance, Employee Retirement Income Security Act, food stamps, Low Income Energy Assistance, and weatherization. Health care programs outlined include Medicare, Medicaid, veterans' benefits, private insurance, Hill-Burton funds, and senior dental care. Housing information is provided about renting, public and private subsidized housing, homesharing, Continuing Care Retirement Community, extended family, nursing homes, alternatives to nursing home placement, and multi-purpose senior centers. Tax relief programs described are food sales tax refunds, homestead tax refunds, intangibles tax exemption, and federal tax benefits, credits, and refunds. Consumer topics addressed are deceptive and unconscionable practices, contracts, mail solicitation, warranty laws, funeral plans, utility users' rights, and consumer protection agencies. Rights are summarized regarding age discrimination, grandparents' rights, small claims, living wills, protective services, power of attorney, guardianship, and conservatorship. Estate planning information covers probate, wills, estate and inheritance taxes, trusts, payable on death accounts, and real estate transfers. Guidelines for seeking legal assistance are given. Relevant maps, agency addresses and telephone numbers, and checklists for evaluating nursing homes are appended. (NEC)