What happens when school personnel, or family members of one's students are laid off, are out of work for months, and their unemployment insurance ends? What happens when students complain that they can't find after-school or summer jobs? When these things occur, people worry about what will happen to them and to those they care about. Students may worry about having to drop out of school, or having enough money for lunch or for the bus. Teachers may worry about supplies for their classroom, or the number of students they have. During hard times, worries like these can cause frustration, stress, and anger. This fact sheet will help teachers, administrators, counselors, and school staff understand how economic difficulties may affect one's self, other school staff, students, and their families.