This survey presenting raw data for the planning of resource sharing and other cooperative library activities in Massachusetts focuses on the borrowing and lending characteristics of libraries with regard to nonresident borrowing activity. It is intended to provide up-to-date estimates of such activity, formulate long term solutions to fiscal problems, and expand access potential for library users. Initial examination of sample data shows the feasibility of expansion of the survey to include library and financial data characteristics of heavy lending municipalities and the socioeconomic, library support, and library activity characteristics of heavy borrowing municipalities. Core area definition and analysis reveal the local nature of nonresident borrowing and the limits of statistical analysis, which indicate that local librarians must now determine causal factors, and that the Board of Commissioners should support further feasibility studies. It is suggested that accessibility factors and collateral use factors as defined in the study should now be used to further studies at local area levels. Five detailed statements of observations and recommendations stress that further reimbursements should not be made on projections of local data, but should concentrate on heavy lenders and encourage development of their services to extralocal clientele. (RAA)