We obtained 180 pre- and post-test surveys to investigate how an established financial literacy program may have increased financial knowledge of residents in a work release program in Augusta, Georgia. Paired t tests analyzed changes in subjective and objective financial knowledge, understanding of banking and credit, and financial attitudes. OLS…

Despite Korea's current emphasis on college entrance exams and formal education, the lifelong learning paradigm adhered to in the past can be re-established with the development of credit banking and multimedia technology. Due to restricted participation in higher education, a university degree has become a ticket to the social elite, with…

This article studies state-developed courses in career and technical education (CTE) that offer students the opportunity to earn college credit during high school. Using a regression-discontinuity approach, we examine the effects of passing the end-of-course exam necessary to secure college credit on postsecondary enrollment and choice. We find…

Applications of automation are discussed for credit, communications, banking, insurance, stock and commodities markets, police work, education, post office, cartography, and medicine. (CH)

This paper explores the issues underlying the credit risk governance mechanism of banking institutions in emerging economies. This is an important area of study given the essential role that banks play in the financial markets of emerging economies and the widespread banking reforms that these economies have implemented. The aim of this study is…

Using data from the 2016 Survey of Consumer Finances, this study investigates factors that affect electronic banking adoption rates. Financial knowledge, income, education, and credit card ownership are associated with a high probability of electronic banking adoption. However, age is negatively associated with the probability of online banking…

Describes some of the problems for the individual inherent in the rapidly expanding computerized field of credit and banking. Proposes that electronic fund transfer systems could virtually replace the use of cash. Warns that while such systems offer wide advantages to business, they threaten the individual's privacy. (JMF)

Eleven units comprise this Consumer Mathematics course for secondary school students: Consumer Decision Making; Personal Transportation; Insurance; Credit; Banking; Investments; Income Taxes; Food, Clothing, Furniture, Appliances; Housing; Budgeting; and Travel. The introduction to the teaching guide for Consumer Mathematics includes a rationale…

In 2011, Virginia's General Assembly enacted legislation that required one credit in a stand-alone personal finance course for graduating students. Subsequently, the Virginia Department of Education developed Standards of Learning (SOLs) for Personal Finance and Economics (Code of Virginia §22.1-200-03B), which included a focus on personal…

This resettlement guide, entirely in Spanish, describes the initial stage of resettlement and the processes that refugees undergo as new arrivals. Subjects covered in this guide include pre-arrival procedures, admissions criteria, immigrant's statement of understanding, travel costs and U.S. Customs; resettlement procedures, immigrants'…

Provides an annotated bibliography of introductory and in-depth resources, including books, software, and videocassettes, for elementary and middle school students that relate to economic principles including spending and saving money, borrowing, credit, inflation, the banking system, and the stock market. (LRW)

This exercise in mathematical modelling requires understanding of geometric progressions, inequalities, and absolutes. It presents a problem on credit creation in the banking system. (MNS)

In 2002, the Stark County Preschool through College (P-16) Compact set the goal of achieving an 80% college going rate. Such a goal seemed both audacious and daunting for a community where in 2001 only 17.9% of the adults held a Bachelor's Degree, or higher, and where only 49% of all high school graduates went directly to college. Nine years have…

Faculty participation in mentoring undergraduate research can be limited by the time demands involved and the relatively low compensation typically offered at most institutions. The system designed by Chapman University's Office of Undergraduate Research and Creative Activity (OURCA) facilitates independent research by undergraduate students who…

This document contains 19 papers on volunteerism presented at a conference on aging. The papers, grouped into themes of trends and implications, resourceful roles, resources, and an agenda for the future, include the following: "Demographic Potential and the Quiet Revolution" (Opening Remarks by Robert A. Harootyan); "Volunteers in the 1990s"…