This document contains five lists of consumer resources pertaining to credit, credit problems, and home mortgages and equity loans. The first list, targeted at adults, provides information on general credit, applying for credit and contracts, seniors and women and credit, credit options and costs, credit protection, credit reports and bureaus, and miscellaneous. The second list describes general credit resources for persons with special needs. The third list, for young people, includes credit resources for young adults, junior/senior high, and elementary students. The fourth list, which deals with resources on credit problems, includes items on general credit problems, avoiding problems, bankruptcy, billing errors and purchase disputes, counseling, credit denied, payment difficulties, lost or stolen cards and fraud, and miscellaneous information. The list of resources on home mortgages and equity loans (the fifth and final list) includes general information; information for young people; information on refinancing, home-equity loans, and second mortgages; and miscellaneous information. Resources listed include publications, software, games, teacher guides, videotapes, audiocassettes, mixed media presentations, and recent articles. Complete source names and addresses are at the end of each resource list. Those items also available in Spanish are marked with an asterisk. (KC)