This guide to community services is designed to assist financial counseling agencies in the development of community service handbooks with comprehensive listings of community resources and referral centers. The handbook is organized into sections according to problem areas and includes the following: (1) alcohol and drug treatment; (2) child care; (3) counseling; (4) financial assistance services; (5) food; (6) physical and mental health services; (7) housing; (8) legal services; and (9) assistance for the physically handicapped. Each section is further divided into primary assistance sources--those found in most communities--and secondary assistance sources--those national headquarters (with addresses) which provide a variety of services. Each section provides space for agency name, address, phone number, and name of local contact person, thereby serving as a desk reference for those using the handbook. (Author/HLM)