Information and accompanying exercises in this learning module are provided to reinforce basic reading, spelling, writing, and math skills while at the same time introducing the fundamentals of personal money management. Written at an elementary level, the module covers five areas of personal finance: (1) planning a household budget on the basis of anticipated income and expenditures; (2) utilizing banking services and properly completing checks, checkbook registers, postal money orders, and savings account deposit and withdrawal slips; (3) filling out a W-4 Form (Employee's Withholding Exemption Certificate) and filing an income tax return; (4) understanding the risk factors that determine the variable costs of insurance; and (5) applying for a charge account and properly managing credit purchases. For each of these topics, the module presents a brief text with accompanying questions designed to reinforce reading comprehension. These questions are followed in each case by exercises requiring students to identify misspellings and various parts of speech within a text. In addition to word problems, which require the student to apply mathematical skills to problems of money management, the module also provides relevant forms so that students can practice writing a budget, balancing a checkbook, determining the balance on a credit account, and applying for a loan. A glossary and answer key are provided. (JP)