Examines the history and current structure of "children's allowances" (cash grants from the government to families with children) around the world and particularly in the United States, to provide a framework for children's savings accounts--long-term savings and asset accumulation for all children. Considers public policy directions for…

Youths who were abused and neglected and in out-of-home care are among those at highest risk for HIV; concurrence of sexual activity and school failures contributes to high-risk status. Research suggests that changing behaviors requires programs that include not only HIV-related knowledge, attitudes, and skills but also incentives and skills for…