Researchers from the Georgetown University Center on Education and Workforce, Anthony Carnevale and Nicole Smith, examine the challenges working students face and the impacts of these challenges on completion and debt. Working and paying tuition and fees "as you go" is no longer an option for the majority of America's college students; however, community colleges and public four-year colleges may still facilitate a pay-as-you-go option. Students pursuing postsecondary credentials and/or wishing to attain the skills necessary to land a good job need support from career counselors to understand their options and the economic value of their selected major.