Sixth in a series of reports which compile and interpret statistical information of direct concern to life insurance executives, this report deals with Blacks and Hispanics in the United States. It can be used in the design of new products and services to meet changing consumer needs, the selection of new markets and marketing strategies, the formulation of new advertising, and public relations generally. Most of the data sources are governmental. This issue discusses the change in population growth and distribution, education, employment, income, and attitudes among Black Americans since 1960 and among Hispanic Americans since 1970. Implications for life insurance companies are discussed. The number of Hispanics and Blacks in the United States is increasing more quickly than the White population. The educational attainment of minorities has risen quickly in recent years. The number of unemployed Blacks and other racial minorities swelled 90% between 1970 and 1978 while those finding jobs rose 25%. When compared with all families, proportionately fewer Blacks and Hispanics report income in the middle and upper ranges. More fall in the lower and moderate income categories. There have been many changes in attitudes toward racial and ethnic minorities. There are signs that racial prejudice is easing. (Author/RM)