Ten units on practical business are presented in this instructor and student guide. Each instructional unit contains objectives, suggested activities, information sheets, assignment sheets, transparency master, a test, and test answers. Unit topics are (1) before you buy (comparative shopping and wise purchasing techniques); (2) when things go wrong (consumer complaints and laws); (3) planning credit buying (use and misuse of credit); (4) your transportation (buying, financing, and insuring a car); (5) your housing (choosing, financing, and insuring a home); (6) your health (health care costs, professionals, and insurance); (7) your employment (payroll deduction, social security benefits, and union practices); (8) your taxes (deductions and tax forms); (9) your savings and investments (compounding interest, stocks and bonds, and tax shelter plans); and (10) your leisure time (costs, sports, and hobbies). (CT)