In order to gather information for curriculum decisions, 250 employed homemakers between 16 and 24 years of age were questioned about time and money management problems. Those surveyed had assumed the dual role for less than three years and had an average annual family income of $6,000 to $7,000. Very few had children. Most frequently indicated money problems included: (1) emergency funds, (2) anticipating future needs, and (3) staying within the budget. One-third experienced difficulty with purchasing decisions. Because of the nature of the sample the expected time management problems concerning time for the children, to continue the homemaker's education, and deciding what paid help to use, had not occurred. Participants reported little difficulty in finding time for routine household tasks and personal and family recreation and inadequate time for resting, ironing, seasonal home care, and clothing care. Educational implications of the findings are: (1) management instruction is needed at the secondary and post-secondary level, (2) existing programs should be evaluated to determine if they meet the needs of the dual role, and (3) learning experiences should include family adjustment, realistic-flexible-spending plans, care and use of equipment, consumer education, and organization. The data in tabular form, a bibliography, letters, and the questionnaire are included in the document. (FP)