Loan borrowing among community college students has increased in recent years. This study utilized original survey data to examine this trend from the perspective and firsthand experiences of 107 community college financial aid counselors from three states: California, Florida, and Texas. Findings indicate these counselors are concerned with the…

Findings of a University of Wyoming study suggest that the BEOG program is accomplishing its purpose: making students from low resource families equal to students from more affluent families in their opportunity to persist, achieve, and graduate from higher education institutions. BEOG and non-BEOG recipients are equal in their capabilities for…

Institutions request National Direct Student Loan, College Work-Study, and Supplemental Educational Opportunity Grant program funding by submitting to the Office of Education the "Tripartite Application." This paper reviews the institutional application process and evaluates the format used by institutions for requesting aid funds.…

A survey of a sample of aid recipients at the University of Nebraska at Omaha showed that over 50 percent of those receiving only loans do not finish the semester. Grants in combination with loans had a slightly positive effect on persistence. (MSE)

This survey concludes that, overall, student debt has not caused most borrowers to make lifestyles changes nor regret their educational investment. Discussion analyzes borrower debt levels; payment-to-income and debt-to-income ratios; noneducation debt burden; student perceptions about borrowing and debt; effect of borrowing on decision making;…

Examines the total direct and indirect effects of receiving financial aid on persistence to degree using a subsample of 1989 freshmen from the Beginning Postsecondary Student Survey. Analysis shows that although simply receiving financial aid is unrelated to persistence, the effects of financial aid on persistence appear to depend on type and…

A study of graduate and professional student within-year persistence, based on the 1993 National Postsecondary Student Aid Study, compared three models of the impact of financial aid on persistence. It was found that financial aid significantly and positively influenced within-year persistence, with comprehensive aid packages having the greatest…