Educational commodity marketing clubs have been an effective tool for producers to develop their grain and livestock marketing skills. These groups are further enhanced when the participants engage in "actual trading" versus "paper trading" techniques. When a club chooses to try actual trading, it becomes more complicated than pooling monies together. Group members need to think of personal liability and state and government regulations with which they need to comply. This article attempts to assist Extension educators as they guide groups through the steps that will limit their personal liability and bring them into compliance with federal regulations.