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Rush-Marlowe, Rachel – Association of Community College Trustees, 2020
"Fault Lines in Borrowing: Academic Outcomes of Students in Default" examines factors influencing and influenced by loan defaults among students at Valencia College in Orlando, Florida. The findings demonstrate that loan defaults and their harsh penalties are strongly associated with poorer academic persistence and completion. The paper…
Descriptors: Community Colleges, Two Year College Students, Paying for College, Student Loan Programs
Association of Community College Trustees, 2020
In 2014, ACCT and TICAS partnered to examine student loan default at nine community colleges and explore administrative practices aimed at addressing students' default risks. At each college, we analyzed cohort default rate data and uncovered notable trends and populations at higher risk, identified default-reduction strategies the college was…
Descriptors: Community Colleges, Two Year College Students, Paying for College, Student Loan Programs
Campbell, Colleen; Love, Ivy – Association of Community College Trustees, 2017
Although default rates have decreased in recent years, community colleges still struggle to keep their rates in check: 18.5 percent of borrowers from public two-year colleges default within three years compared to the national average rate of 11.3 percent. In 2015, the Association of Community College Trustees (ACCT) published "A Closer Look…
Descriptors: Community Colleges, Two Year College Students, Paying for College, Student Loan Programs
Love, Ivy; Campbell, Colleen – Association of Community College Trustees, 2017
A quality education is the primary instrument of social and economic mobility in the United States. As open-access institutions, community colleges are the gateway to postsecondary education for millions of Americans. Many of these students would be unable to afford college without federal resources, such as student financial aid and tax credits.…
Descriptors: Student Financial Aid, Two Year College Students, Community Colleges, Student Needs
Campbell, Colleen; Hillman, Nicholas – Association of Community College Trustees, 2015
"A Closer Look at the Trillion: Borrowing, Repayment and Default at Iowa's Community Colleges," takes an unprecedented look at community college student borrowing and repayment behavior. The report uses data from all 16 community colleges in Iowa to examine the characteristics of borrowers and defaulters to help colleges and policymakers…
Descriptors: Community Colleges, Two Year College Students, Paying for College, Student Loan Programs
McKibben, Bryce; La Rocque, Matthew; Cochrane, Debbie – Association of Community College Trustees, 2014
Student loan default, defined as federal loan borrowers' failure to make any payments for at least 270 days, is an issue of increasing importance to community colleges and their students. This report takes a unique look at student loan default at nine community colleges across the nation, and how those colleges are working to help students avoid…
Descriptors: Loan Default, Loan Repayment, Two Year College Students, Community Colleges