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Emrey-Arras, Melissa; Bagdoyan, Seto J. – US Government Accountability Office, 2023
In August 2022, the Department of Education announced that, to address the heightened risk of delinquency and default caused by the COVID-19 pandemic, it would provide up to $20,000 of student loan debt relief to borrowers who met certain income thresholds. Borrowers eligible for this relief were to receive up to the full $20,000 in relief if they…
Descriptors: Student Loan Programs, Deception, Risk, Loan Repayment
Emrey-Arras, Melissa; Clark, Cheryl E.; Evans, Lawrance L., Jr. – US Government Accountability Office, 2022
Over the last three decades, the Direct Loan program has grown in size and complexity, with almost $1.4 trillion in outstanding federal student loans. The Direct Loan program provides financial assistance to students and their parents to help pay for postsecondary education. The US Government Accountability Office (GAO) was asked to review changes…
Descriptors: Student Loan Programs, Student Financial Aid, Federal Programs, Federal Aid
Emrey-Arras, Melissa – US Government Accountability Office, 2022
About half of the more than $1 trillion in outstanding federal student Direct Loans are being repaid by borrowers using IDR plans. Some borrowers in IDR plans are now potentially eligible for forgiveness of their remaining loan balances after 20 or 25 years of payments. GAO was asked to review IDR forgiveness. This report examines: (1) how many…
Descriptors: Federal Aid, Student Financial Aid, Student Loan Programs, Loan Repayment
Emrey-Arras, Melissa – US Government Accountability Office, 2022
The Department of Education disbursed nearly $112 billion in financial aid to students through various grant and loan programs in fiscal year 2021. Colleges generally provide students information about the aid for which they are eligible in financial aid offers. Students use these offers to make key decisions, including which college to attend and…
Descriptors: Student Financial Aid, Paying for College, Federal Aid, Best Practices
Emrey-Arras, Melissa – US Government Accountability Office, 2021
When a college closes, it can derail the education of many students, leaving them with loans but no degree. Those who cannot complete their education may be eligible to have their federal student loans forgiven through a "closed school discharge" from the Department of Education (Education), but this process has changed in recent years.…
Descriptors: Colleges, School Closing, Paying for College, Student Loan Programs
Sherman, Tina Won; Emrey-Arras, Melissa – US Government Accountability Office, 2021
At a time when student loan debt continues to mount for many, the Public Student Loan Forgiveness (PSLF) program--established in 2007 and administered by Education--is intended to encourage individuals to pursue careers in public service. Senate Report 116-48 included a provision for the Government Accountability Office (GAO) to study the…
Descriptors: Student Financial Aid, Loan Repayment, Program Descriptions, Public Service
Emrey-Arras, Melissa – US Government Accountability Office, 2019
Student parents face many challenges, including paying for child care, that can make it difficult for them to complete a degree. The federal government supports student parents through Education's Child Care Access Means Parents in School (CCAMPIS) program, which provides colleges funding for child care services, and federal student aid, which can…
Descriptors: Child Care, Parents, Student Financial Aid, Federal Aid
Emrey-Arras, Melissa – US Government Accountability Office, 2019
In fiscal year 2018, nearly 13 million students and their families received over $122 billion in federal assistance to help them pursue higher education through programs authorized under Title IV of the Higher Education Act of 1965, as amended. the Department of Education (Education) administers these programs, and is responsible, along with…
Descriptors: Accountability, Higher Education, Accreditation (Institutions), Educational Finance
Emrey-Arras, Melissa – US Government Accountability Office, 2019
The Department of Education's (Education) process for obtaining Temporary Expanded Public Service Loan Forgiveness (TEPSLF) is not clear to borrowers. Established in 2007, the Public Service Loan Forgiveness (PSLF) program forgives federal student loans for borrowers who work for certain public service employers for at least 10 years while making…
Descriptors: Student Loan Programs, Loan Repayment, Federal Programs, Eligibility
Cackley, Alicia Puente – US Government Accountability Office, 2019
The Economic Growth, Regulatory Relief, and Consumer Protection Act enabled lenders to offer a rehabilitation program to private student loan borrowers who have a reported default on their credit report. The lender may remove the reported default from credit reports if the borrower meets certain conditions. Congress included a provision in statute…
Descriptors: Student Loan Programs, Private Financial Support, Loan Default, Loan Repayment
Emrey-Arras, Melissa; Bagdoyan, Seto J. – US Government Accountability Office, 2019
As of September 2018, almost half of the $859 billion in outstanding federal Direct Loans was being repaid by borrowers using income driven repayment (IDR) plans. Prior U.S. Government Accountability Office (GAO) work found that while these plans may ease the burden of student loan debt, they can carry high costs for the federal government. This…
Descriptors: Federal Aid, Student Loan Programs, Loan Repayment, Income
Emrey-Arras, Melissa – US Government Accountability Office, 2019
The Public Service Loan Forgiveness (PSLF) program was established in 2007 and forgives borrowers' remaining federal student loan balances after they have made at least 10 years of qualifying loan payments while working in public service. Starting in September 2017, the first borrowers potentially became eligible for the PSLF program and began…
Descriptors: Student Loan Programs, Federal Aid, Public Service, Loan Repayment
US Government Accountability Office, 2018
To help students and their families pay for higher education, the Department of Education provides billions of dollars in federal student loans each year through programs authorized under Title IV of the Higher Education Act of 1965, as amended. Graduate students have been eligible for Graduate PLUS (Grad PLUS) loans to help finance their…
Descriptors: Federal Legislation, Student Loan Programs, Graduate Students, Student Characteristics
Emrey-Arras, Melissa – US Government Accountability Office, 2018
Starting in September 2017, the first borrowers became eligible and began applying to have their loans forgiven through the Public Service Loan Forgiveness (PSLF) program. The US Government Accountability Office (GAO) was asked to review the PSLF program. This report examines the (1) number of borrowers pursuing PSLF and the extent to which the…
Descriptors: Student Loan Programs, Federal Aid, Public Service, Loan Repayment
US Government Accountability Office, 2016
Homeless youth and youth in foster care are often unprepared for the transition to adulthood. Given the economic benefits of college, the Government Accountability Office (GAO) was asked to examine the college experiences of these vulnerable youth. GAO examined: (1) college enrollment and completion for foster and homeless youth; (2) the extent to…
Descriptors: Higher Education, Access to Education, Federal Aid, Federal Programs
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