Today, approximately 43 million Americans hold a federal student loan. When these borrowers fall behind on payments, they become delinquent on their loans; once the loans reach 270 days past due, borrowers are in default. As of March 2021, roughly 1 in 5 borrowers was in default, according to data from the U.S. Department of Education. Failing to…

The performance of public schools and the achievement of their students influence many important outcomes beyond the classroom, including one that may seem surprising: health. Studies consistently show a strong correlation between educational level and health over a lifetime, even after controlling for demographic characteristics such as income.…