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Hardy, David E.; Katsinas, Stephen G. – Journal of Student Financial Aid, 2008
This article uses the 2005 Basic Classifications of the Carnegie Foundation for the Advancement of Teaching as a framing device through which to examine patterns of student financial aid at America's rural community colleges, which represent 64% of all U.S. community colleges. Rural community colleges serve more first-time, full-time students than…
Descriptors: Community Colleges, Student Financial Aid, Grants, Rural Schools
MacCallum, Mike – Journal of Student Financial Aid, 2008
The results of a comprehensive survey of the California community college financial aid offices and data from the California Community Colleges Chancellor's Office provide insight into how financial aid office characteristics and financial aid policies and procedures affect the enrollment, retention, and success of financial aid students at the…
Descriptors: Community Colleges, Student Financial Aid, Enrollment, School Policy
Haynes, R. Michael – Journal of Student Financial Aid, 2008
This article identifies the conundrum that exists between removing financial access barriers to college and the student recipients' inability to sustain reenrollment. After reviewing the findings of 7 research studies related to the impact of financial aid on persistence, the article concludes with a discussion of possible intervention strategies…
Descriptors: Intervention, Academic Persistence, Student Financial Aid, Access to Education
Harkreader, Steve; Hughes, John; Tozzi, Melanie Hicks; Vanlandingham, Gary – Journal of Student Financial Aid, 2008
Florida's Bright Futures program is one of the nation's largest merit-based scholarship initiatives. This study used high school transcript and college enrollment data to examine the program's impact on high school course-taking patterns, school grades, college entrance exam scores, and rates of college attendance over time. The study indicates…
Descriptors: High Schools, Course Selection (Students), College Attendance, Scholarships
Hart, Natala K.; Mustafa, Shoumi – Journal of Student Financial Aid, 2008
Recent studies have questioned the wisdom in blaming college costs for the escalation of student loans. It would appear that less affluent students borrow large amounts because inexpensive subsidized loans are available. This study attempted to verify the claim, estimating a model of the amount of loan received by students as a function of net…
Descriptors: Scholarships, Paying for College, Student Loan Programs, Credit (Finance)
Condon, James V.; Prince, Lori H. – Journal of Student Financial Aid, 2008
This article describes higher education financial assistance tools designed mainly for students of middle- and upper-income families who may not be eligible for financial aid from other sources. It includes the 2007 legislative updates for these tools, all of which have been devised and offered by either state or federal governments. The authors…
Descriptors: Higher Education, Student Financial Aid, College Students, Family Income
Kantrowitz, Mark – Journal of Student Financial Aid, 2007
Five years have passed since the U.S. Census Bureau published synthetic estimates of work-life earnings by educational attainment. This paper updates those figures with the most recent data from the U.S. Census Bureau's annual Current Population Surveys, and adds net present value analysis of the financial benefit of a college degree to the…
Descriptors: Higher Education, Educational Attainment, Education Work Relationship, Educational Benefits
Gross, Jacob P. K.; Hossler, Don; Ziskin, Mary – Journal of Student Financial Aid, 2007
This study examines the effects of institutional financial aid on year-to-year persistence for a cohort of first-time, first-year students at three large, doctorate-granting public universities. Though billions of dollars are spent each year on institutional aid, much of the research to date on student persistence does not consider its effects on…
Descriptors: Universities, Student College Relationship, Student Financial Aid, Academic Persistence
Ness, Erik C.; Noland, Brian E. – Journal of Student Financial Aid, 2007
As the nation's newest broad-based merit aid program, the Tennessee Education Lottery Scholarship program's generous eligibility requirements may target the very students who are disproportionately left out of similar programs in other states. This article compares the scholarship eligibility rates of Tennessee students with three other states:…
Descriptors: Eligibility, Merit Scholarships, Program Descriptions, Comparative Analysis
Perna, Laura W.; Li, Chunyan – Journal of Student Financial Aid, 2006
By examining trends in college affordability, this article explores the extent to which the public perception that college is not affordable is justified. First, the article describes trends in national indicators that contribute to ability to pay, including income growth, health care costs, debt burden, and personal savings rates. Trends in…
Descriptors: Ability, Paying for College, Career Development, Health Care Costs
Kesterman, Frank – Journal of Student Financial Aid, 2006
The use of Cohort Default Rate (CDR) as the primary measure of student loan defaults among undergraduates was investigated. The study used data extracted from the National Student Loan Data System (NSLDS), quantitative analysis of Likert-scale survey responses from 153 student financial aid professionals on proposed changes to present metrics and…
Descriptors: Higher Education, College Students, Student Financial Aid, Student Loan Programs
Pinto, Mary Beth; Mansfield, Phylis M. – Journal of Student Financial Aid, 2006
College students today face heavy student loan debt that is intensified by the amount of credit card debt they carry. This study provides a profile of financially at-risk students based on their credit card usage behavior. When compared to the non-financially at-risk students, those in the financially at-risk group were found to have higher…
Descriptors: College Students, Student Loan Programs, Student Financial Aid, Debt (Financial)
Venegas, Kristan M. – Journal of Student Financial Aid, 2006
This article focuses on the Web-based resources available to low-income students as they build their perceptions, make their decisions, and engage in financial aid activities. Data are gathered from the results of six focus groups with low-income high school students attending urban high schools. Findings suggest that low-income students do have…
Descriptors: High School Students, Urban Schools, College Bound Students, College Applicants
Baird, Katherine – Journal of Student Financial Aid, 2006
Rapid tuition increases over the last few decades have made public institutions much less affordable than they once were. This and other policy changes may be affecting college enrollment rates across the country. This article examines how student preparation and college supply interact with the usual factors of tuition, financial aid, and family…
Descriptors: Higher Education, Public Colleges, Family Characteristics, Student Financial Aid
Porter, Julia Y.; Fossey, W. Richard; Davis, William E.; Burnett, Michael F.; Stuhlmann, Janice; Suchy, Patricia A. – Journal of Student Financial Aid, 2006
This exploratory study examines the factors that college students perceive are important in helping them make good financial decisions about paying for a college education. The study categorizes and summarizes students' self-reported responses to an open-ended survey question about recommendations for changes in financial aid counseling practices.…
Descriptors: Higher Education, Educational Finance, College Students, Student Attitudes
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