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Monks, James – Journal of Student Financial Aid, 2018
Socioeconomic diversity in tertiary education has come under heightened scrutiny in the past few years. This paper estimates the relationship between prices (both sticker price and net price), financial aid policies, and selectivity on the variation of low-income students across postsecondary institutions. All three factors are significant in…
Descriptors: Student Financial Aid, Higher Education, Correlation, Tuition
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Luna-Torres, Maria; McKinney, Lyle; Horn, Catherine; Jones, Sara – Journal of Student Financial Aid, 2018
This study examined a sample of community college students from a diverse, large urban community college system in Texas. To gain a deeper understanding about the effects of background characteristics on student borrowing behaviors and enrollment outcomes, the study employed descriptive statistics and regression techniques to examine two separate…
Descriptors: Student Loan Programs, Student Financial Aid, Community Colleges, Two Year College Students
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Hlinka, Karen R.; Gericke, Kevin L.; Akin, S. Renea; Stephenson, Lisa G. – Journal of Student Financial Aid, 2018
In 2010, McCracken County, Kentucky implemented the Community Scholarship Program (CSP) to provide graduates of high schools in the county an opportunity to receive a tuition-free community college education. Quantitative data was collected throughout the various stages of student progress through the program. As the first cohort of CSP students…
Descriptors: Scholarships, Community Colleges, Two Year College Students, Tuition
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Fincher, Mark E. – Journal of Student Financial Aid, 2017
A common misperception suggests that a high-achieving student can easily complete a degree with very limited debt, and that students with high levels of debt are thus underachievers. This assumption is supported by memories of previous decades when it was realistically possible for most students to work their way through college. This view,…
Descriptors: Debt (Financial), Economic Impact, High Achievement, College Students
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Britt, Sonya L.; Ammerman, David Allen; Barrett, Sarah F.; Jones, Scott – Journal of Student Financial Aid, 2017
This study examined a sample of 2,475 undergraduate students to determine the influence of financial stress, debt loads, and financial counseling on retention rates. Results indicate, among other findings, that financial stress contributes to an increased likelihood of discontinuing college. Self-reported student loan debt contributes to an…
Descriptors: Student Loan Programs, Student Financial Aid, Financial Problems, Stress Variables
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Kelchen, Robert – Journal of Student Financial Aid, 2017
Eligibility for many federal, state, and institutional financial aid programs is determined by the expected family contribution (EFC) from the Free Application for Federal Student Aid (FAFSA), which functions as a tool to ration scarce aid dollars. The lowest possible EFC under current rules is zero, but this obscures a wider distribution of…
Descriptors: Parent Financial Contribution, Family Financial Resources, College Students, Student Financial Aid
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Hill-Zuganelli, Dee; Cabrera, Nolan L.; Milem, Jeffrey F. – Journal of Student Financial Aid, 2017
Established in 2008, the Arizona Assurance Scholars Program (AASP) channeled institutional needbased aid to in-state, low-income students. Rapidly growing costs prompted three changes to the AASP eligibility requirements in 2011. We examined how these new requirements--a 3.0 or higher high school grade point average and the submission of the Free…
Descriptors: Student Financial Aid, Student Needs, Barriers, Low Income Groups
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Peterson, Stacey A. – Journal of Student Financial Aid, 2017
Financial aid administrators administer various aspects of financial assistance programs; oversee, direct, coordinate, evaluate, and provide training for program activities and the personnel who manage office operations and supervise support staff; and ensure alignment of student and institutional needs while protecting the public interest. They…
Descriptors: Student Financial Aid, Student Financial Aid Officers, Certification, Professionalism
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Luna-Torres, Maria; Leafgreen, Melet; McKinney, Lyle – Journal of Student Financial Aid, 2017
To address low completion rates, postsecondary leaders are championing a "guided pathways" approach that puts students on a prescribed route towards graduation. Designing solutions to address low completion rates is complex; in addition to academic roadblocks, insufficient financial resources coupled with a complicated financial aid…
Descriptors: Student Financial Aid, Delivery Systems, College Students, Design
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McClure, Kevin R.; Ryder, Andrew J.; Mauk, Andrew J. – Journal of Student Financial Aid, 2017
This study examined undergraduate students' perceptions of non-academic spending in college and how they navigated these expenses. Using a mixed-methods study at a public comprehensive university in the southeastern United States, we conceptualized these perceptions as a central component of campus climate for affordability in college. Findings…
Descriptors: Undergraduate Students, Student Attitudes, College Environment, Paying for College
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Fox, Jonathan J.; Bartholomae, Suzanne; Letkiewicz, Jodi C.; Montalto, Catherine P. – Journal of Student Financial Aid, 2017
This study analyzes factors associated with anticipated difficulty with repayment of debt accumulated during college using a basic model of credit risk that includes socialization processes influencing college student financial decisions. The empirical analysis uses data from the 2010 Ohio Student Financial Wellness Study. Results provide evidence…
Descriptors: Debt (Financial), Loan Repayment, Undergraduate Students, Student Financial Aid
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Tran, Henry; Smith, Douglas – Journal of Student Financial Aid, 2017
Studies of community college finance often focus on revenue sources from the state and local government, private foundations, and tuition. While these resources are important, an often-neglected source of revenue is employer-sponsored educational assistance benefits for students. Given the dearth of literature on the benefits of this funding…
Descriptors: Community Colleges, Two Year College Students, Student Financial Aid, Employers
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Tonsager, Lindsey; Skeath, Caleb W. – Journal of Student Financial Aid, 2017
The Family Educational Rights and Privacy Act (FERPA) regulates how schools collect, use, and disclose student information, including disclosures to third-party educational researchers. This article examines how educational researchers can structure their activities to reduce the risk of violating FERPA's disclosure restrictions. In order to do…
Descriptors: Educational Research, Educational Legislation, Parent Rights, Privacy
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Evans, Brent J.; Nguyen, Tuan D.; Tener, Brent B.; Thomas, Chanell L. – Journal of Student Financial Aid, 2017
In examining national data on Federal Pell Grant eligibility in the National Postsecondary Student Aid Study (NPSAS), we were puzzled to discover that many students who appear to have eligible Expected Family Contributions (EFCs) do not receive the award. We use institutional data from a large public university to understand and enumerate changes…
Descriptors: Federal Aid, Grants, Student Financial Aid, Eligibility
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Sanchez, Jafeth E.; Smith, Jeannette – Journal of Student Financial Aid, 2017
This study presents a quantitative, exploratory analysis of 535 students attending Truckee Meadows Community College in Northern Nevada who were eligible or ineligible for federal student aid and were non-U.S. citizens. Within a snapshot of the Fall 2015 through Fall 2016 semesters, we examined the variables of gender, grade point average (GPA),…
Descriptors: Two Year College Students, Community Colleges, Foreign Students, Student Financial Aid
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