NotesFAQContact Us
Collection
Advanced
Search Tips
Laws, Policies, & Programs
What Works Clearinghouse Rating
Showing 1 to 15 of 68 results Save | Export
Peer reviewed Peer reviewed
PDF on ERIC Download full text
De Moor, Lieven; Verschetze, Lindsey – Journal of Financial Counseling and Planning, 2017
The purpose of this article is to assess the student teachers' capacity and willingness to teach financial literacy in Flanders via on-site paper surveys of 368 final-year teacher education students. We argue that the Flemish teacher education program needs to be revised to introduce financial education in secondary schools. We find that revisions…
Descriptors: Teaching Methods, Money Management, Literacy, Student Teacher Attitudes
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Kim, Jinhee; Gutter, Michael S.; Spangler, Taylor – Journal of Financial Counseling and Planning, 2017
This article reviews the theories and literature in intrahousehold financial decisions, spousal partners and financial decision making, family system and financial decision process, children, and financial decisions. The article draws conclusions from the literature review and discusses directions for future research and educational programs. Most…
Descriptors: Money Management, Decision Making, Family (Sociological Unit), Counseling Techniques
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Hunter, Jennifer L.; Heath, Claudia J. – Journal of Financial Counseling and Planning, 2017
This article uses a random digit dial probability sample (N = 328) to examine the relationship between credit card use behaviors and household well-being during a period of severe economic recession: The Great Recession. The ability to measure the role of credit card use during a period of recession provides unique insights to the study of credit…
Descriptors: Credit (Finance), Consumer Economics, Well Being, Family (Sociological Unit)
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Ssebagala, Ralph Abbey – Journal of Financial Counseling and Planning, 2017
A large fraction of South African consumers are highly leveraged, inadequately insured, and/or own little to no assets of value, which increases their exposure not only to idiosyncratic risk but also to severe indebtedness and/or default. This scenario can present negative ramifications that lead well beyond the confines of individual households.…
Descriptors: Foreign Countries, Debt (Financial), Consumer Economics, Legislation
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Zagorsky, Jay L. – Journal of Financial Counseling and Planning, 2017
This research investigates if ethical behaviors and personal finances are related using a large scale U.S. random survey called the National Longitudinal Survey of Youth 1997 (NLSY97). Fifteen indicators covering both ethical and unethical behaviors are compared to net worth for people in their 20s and 30s, who are called Generation Y. Breaking…
Descriptors: Ethics, Money Management, Behavior Patterns, Correlation
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Kim, Kyoung Tae; Wilmarth, Melissa J.; Henager, Robin – Journal of Financial Counseling and Planning, 2017
This study analyzed the debt profile of low-income households before and after the Great Recession using the 2007, 2010, and 2013 Survey of Consumer Finances (SCF). We used Heckman selection models to investigate three debt characteristics: (a) the amount of debt, (b) debt-to-income ratio, and (c) debt delinquency. Before and after the Great…
Descriptors: Poverty, Debt (Financial), Low Income Groups, Economic Climate
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Seay, Martin C.; Preece, Gloria L.; Le, Vincent C. – Journal of Financial Counseling and Planning, 2017
This study explored the relationship between financial literacy and the use of interest-only mortgages using data from the 2009 National Financial Capability Study (NFCS). A series of analyses were conducted to investigate characteristics associated with the use of an interest-only mortgage as a primary mortgage, as compared to fixed-rate mortgage…
Descriptors: Money Management, Debt (Financial), Real Estate, Correlation
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Collins, J. Michael – Journal of Financial Counseling and Planning, 2017
Field experiments, which are a powerful research technique, are common in some fields, but they have not been widely used in studying the effect of financial and counseling planning interventions. Financial services can benefit from the expanded use of field experiments to explore potential causal mechanisms for the effects of financial planning…
Descriptors: Field Studies, Money Management, Counseling Services, Intervention
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Hensley, Billy J.; Jurgenson, Jesse B.; Ferris, Lisa-Anne – Journal of Financial Counseling and Planning, 2017
Financial education is an important area of study due in part to the need for improved understanding of how to navigate an ever more complex financial decision-making environment, thus the need for effective classroom instruction. The purpose of this study is to examine a "teacher-as-learner" professional development program that is…
Descriptors: Adult Education, Faculty Development, Best Practices, Teacher Education
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Bi, Qianwen; Finke, Michael; Huston, Sandra J. – Journal of Financial Counseling and Planning, 2017
Financial software offers an appealing substitute for an investment in complex financial knowledge to help individuals make better financial decisions. Little is known, however, about which consumers use financial software and whether the use of financial software results in improved financial outcomes. Using data from the 2008 National…
Descriptors: Computer Software, Longitudinal Studies, National Surveys, Human Capital
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Saari, Mélanie L.; Wood, Eileen; Wood, Katherine – Journal of Financial Counseling and Planning, 2017
Work and negotiation experiences were examined among early adolescents (12-15 years) through a survey (N = 157) and follow-up interview (N = 89) conducted in two Canadian cities. Key findings, based on a mixed-method research approach, were (a) gifts were the primary income source; (b) females completed more chores than males, and younger…
Descriptors: Employment, Compensation (Remuneration), Comparable Worth, Early Adolescents
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Chalise, Lekhnath; Anong, Sophia – Journal of Financial Counseling and Planning, 2017
This study investigated whether spending habits before and during the Great Recession predicted financial distress. Financial distress was defined as failing to make mortgage and non-mortgage loan payments on time. Data from the 2007-2009 panel of the Survey of Consumer Finances revealed that one's prerecession spending habit did not seem to…
Descriptors: Behavior Change, Money Management, Financial Problems, Consumer Economics
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Irandoust, Manuchehr – Journal of Financial Counseling and Planning, 2017
Is the way that individuals make risky financial choices, or tradeoffs over time, related to demographic characteristics? This article attempts to examine whether there is a link between demographic variables, risk aversion, and impatience using a randomly drawn sample of the population in Sweden. Based on a proportional odds model, the findings…
Descriptors: Risk, Foreign Countries, Gender Differences, Age Differences
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Rabbani, Abed G.; Grable, John E.; Heo, Wookjae; Nobre, Liana; Kuzniak, Stephen – Journal of Financial Counseling and Planning, 2017
This study investigated the degree to which the financial risk tolerance of individuals was influenced by volatility in the U.S. equities market during the period of the Great Recession. Based on data from a valid and reliable risk tolerance scale and return information for the Standard and Poor's (S&P) 500 index, there does appear to be some…
Descriptors: Risk, Economic Climate, Investment, Attitudes
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Guillemette, Michael A.; Jurgenson, Jesse B. – Journal of Financial Counseling and Planning, 2017
The purpose of this study is to investigate whether a professional designation affects consumer choice behavior within the area of investment decision making. Forty-six participants were endowed with real money and received hypothetical investment advice from a certified financial planner (CFP) Professional and a stockbroker. Among low-income…
Descriptors: Financial Services, Money Management, Consumer Economics, Investment
Previous Page | Next Page »
Pages: 1  |  2  |  3  |  4  |  5