NotesFAQContact Us
Collection
Advanced
Search Tips
Laws, Policies, & Programs
What Works Clearinghouse Rating
Showing 1 to 15 of 165 results Save | Export
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Dzokoto, Vivian; Hagiwara, Nao; Belgrave, Faye – Journal of Financial Counseling and Planning, 2023
Financial behavior disparities across race and gender persist in the United States. Historical and structural factors contribute to such disparities. It is important to understand the psychological mechanisms underlying these disparities to begin to achieve wealth equity. This study addressed one potentially relevant psychological construct:…
Descriptors: College Students, White Students, African American Students, Blacks
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Korankye, Thomas; Pearson, Blain; Salehi, Hossein – Journal of Financial Counseling and Planning, 2023
This study examines the effects of financial advice on college-saving decisions using data sets from the 2009 and 2012 U.S. National Financial Capability Study. After controlling for self-selection bias through propensity score matching, the findings show that receiving financial advice is associated positively with the likelihood of saving for…
Descriptors: Financial Education, Money Management, Financial Services, Paying for College
Peer reviewed Peer reviewed
PDF on ERIC Download full text
LeBaron-Black, Ashley B.; Kelley, Heather H.; Hill, E. Jeffrey; Jorgensen, Bryce L.; Jensen, Jakob F. – Journal of Financial Counseling and Planning, 2023
Using consumer socialization theory, this study examined the associations between perceived influence of parents, peers, employment, and media and spending behaviors of emerging adult college students from three different regions of the US: Northeast, South Atlantic, and Mountain regions. Data from the Emerging Adult Financial Capability Study (N…
Descriptors: Young Adults, Consumer Economics, Expenditures, Financial Literacy
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Kang, Sean H. K.; Eglington, Luke G.; Schuetze, Brendan A.; Lu, Xinyi; Hinterstoisser, Tanja M.; Huaco, Jimena – Journal of Financial Counseling and Planning, 2023
Financial literacy is an important life skill, yet the impact of financial education has often been found to be modest. We conducted a field experiment to assess the effectiveness of a postinstruction intervention using a smartphone app that incorporated cognitive science principles aimed at improving learning. College students who completed a…
Descriptors: Cognitive Science, Financial Education, Technology Uses in Education, Handheld Devices
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Kothakota, Michael; Lynn, Christina – Journal of Financial Counseling and Planning, 2022
Financial professionals involved in divorce proceedings, whether for a client or an attorney, often use software to project the ability of a dependent spouse to earn income off of her separate estate. These projections have historically relied on static inputs and use a Monte Carlo simulation to illustrate the paths a portfolio might take. Within…
Descriptors: Retirement, Planning, Money Management, Divorce
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Fan, Lu; Lim, HanNa – Journal of Financial Counseling and Planning, 2022
This study used the 2017 National Financial Well-Being Survey to investigate the relationship between cognitive ability and seeking financial advice. Three aspects of cognitive ability were examined: memory, objective numeracy, and subjective numeracy. The results showed that in general, the three were not associated with seeking financial advice.…
Descriptors: Cognitive Ability, Memory, Numeracy, Age Differences
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Tharayil, Ashley; Walstad, William B. – Journal of Financial Counseling and Planning, 2022
This study examined the association between financial literacy and the decision to withdraw funds from different types of retirement accounts before retirement. Data from the 2012 and 2015 National Financial Capability Study were used to investigate if financial literacy may potentially influence the decision to dissave from funds already set…
Descriptors: Money Management, Knowledge Level, Consumer Education, Retirement Benefits
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Enete, Shane; Seay, Martin; Asebedo, Sarah; Wang, David; McCoy, Megan – Journal of Financial Counseling and Planning, 2022
The purpose of this article is to show that emotions matter when predicting the financial well-being of U.S. households. The broaden and build theory (BBT) was used to predict that positive emotions would be positively associated with financial well-being and negative emotions would be negatively associated with financial wellbeing. Using a…
Descriptors: Psychological Patterns, Well Being, Income, Adults
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Pearson, Blain M.; Kalenkoski, Charlene M. – Journal of Financial Counseling and Planning, 2022
The purpose of this study is to examine migration during retirement and its association with retirement satisfaction. Utilizing longitudinal data collected from the Health and Retirement Study, this study estimates a fixed-effects logit model to examine how changing U.S. Census divisions during retirement is related to retirement satisfaction. The…
Descriptors: Retirement, Migration, Satisfaction, Longitudinal Studies
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Hall, LaToya; Campbell, Rebecca; Gross, Evan; Lichtenberg, Peter A. – Journal of Financial Counseling and Planning, 2022
The financial exploitation (FE) of older adults affects not only victims' finances, but also their health. This preliminary study investigated the impacts of a financial coaching program on the financial, neurocognitive, physical, and emotional health of older adult victims of FE. Twenty older adults residing in a large urban area who had…
Descriptors: Money Management, Coaching (Performance), Older Adults, Victims
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Gibson, Philip; Sam, Janine K.; Cheng, Yuanshan – Journal of Financial Counseling and Planning, 2022
This study examines the timing of financial education and its impact on short-term and long-term financial behavior. We also explore the power of financial education on financial knowledge and examine the link between financial knowledge and positive financial behavior. Exposure to financial education during multiple life stages leads to a better…
Descriptors: Money Management, Consumer Education, Lifelong Learning, Knowledge Level
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Lee, Sunwoo Tessa; Hanna, Sherman D. – Journal of Financial Counseling and Planning, 2022
We examined the association between financial knowledge overconfidence and the perception of emergency fund needs using the 2016 Survey of Consumer Finances (SCF) dataset. Only 28% of respondents reported a perceived amount of emergency funds needed that would cover at least three months of estimated spending. We conducted an OLS regression…
Descriptors: Money Management, Knowledge Level, Self Esteem, Decision Making
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Silva, Ana C.; Seitchik, Allison E.; Parent, Jane D. – Journal of Financial Counseling and Planning, 2022
This article summarizes a field-based experiment exploring an individual and small-group financial coaching intervention. Both types of coaching programs had the same goal: To develop clients' financial capability through a series of planned meetings focusing on client driven goals. Results indicated clients who were coached either individually or…
Descriptors: Financial Education, Coaching (Performance), Intervention, Money Management
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Marley-Payne, Jack; Dituri, Philip; Davidson, Andrew – Journal of Financial Counseling and Planning, 2022
A significant ongoing initiative is to identify the conditions under which financial education is most effective, as it has been shown to work much better in some circumstances than others. One factor to consider is mathematical capability, as it has been linked to improved financial knowledge and financial outcomes. In this paper, we investigated…
Descriptors: Financial Education, Money Management, Mathematics Skills, Ability
Peer reviewed Peer reviewed
PDF on ERIC Download full text
Kim, Kyoung Tae; Lee, Jae Min; DeVaney, Sharon A. – Journal of Financial Counseling and Planning, 2022
This study explores the association between financial knowledge and financial fragility. Data from the 2015 National Financial Capability Study were used to create an index of financial fragility. Relationships between this index and three different measures of financial knowledge were assessed. To mitigate potential endogeneity in the financial…
Descriptors: Money Management, Knowledge Level, Social Influences, Neighborhoods
Previous Page | Next Page ยป
Pages: 1  |  2  |  3  |  4  |  5  |  6  |  7  |  8  |  9  |  10  |  11