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Institute for College Access & Success, 2018
Concerns about college costs and affordability are widespread, but who is impacted and what does that impact look like in California? Twenty-two higher education and financial aid experts with a broad array of experiences and viewpoints were asked these questions to understand more about college affordability and the policymaking landscape in…
Descriptors: College Students, Paying for College, Tuition, Disproportionate Representation
Perry, Angela; Cochrane, Debbie – Institute for College Access & Success, 2018
Online education has become a central feature of American higher education, with three in 10 students enrolled partially or exclusively in distance education. Some policymakers hope that online education can help many more students earn college degrees through its geographic reach, flexible scheduling, and potential to scale. Yet while online…
Descriptors: Online Courses, Educational Technology, Technology Uses in Education, College Students
Institute for College Access & Success, 2018
About seven million undergraduates each year rely on federal loans to enroll in and complete college Many students find that student loans are an excellent investment in their future and are able to successfully repay their loans. Others struggle to make payments, or make payments that do not keep up with accruing interest. This factsheet focuses…
Descriptors: Undergraduate Students, African American Students, Student Loan Programs, Paying for College
Institute for College Access & Success, 2018
About seven million undergraduates annually rely on federal loans to enroll in and complete college. While many successfully repay their loans, some struggle to stay on top of their payments and end up defaulting after 270 or more days of non-payment. Defaulting on a loan has several serious consequences, including adding significantly to the cost…
Descriptors: At Risk Students, Loan Default, Undergraduate Students, Federal Aid
Institute for College Access & Success, 2018
The gainful employment rule enforces the Higher Education Act's requirement that all career education programs receiving federal student aid "prepare students for gainful employment in a recognized occupation." The rule uses debt-to-earnings ratios to assess whether career education programs at public, nonprofit, and for-profit colleges…
Descriptors: Career Education, Low Achievement, Federal Aid, Student Financial Aid
Institute for College Access & Success, 2017
The cost of a college degree is an enormous challenge for many students. Not only has tuition increased across the country in response to state disinvestment in higher education, but the additional costs associated with attending college (including books and supplies, transportation, and living expenses that can exceed $19,000 annually) present…
Descriptors: Costs, Higher Education, Paying for College, Debt (Financial)
Cheng, Diane; Thompson, Jessica – Institute for College Access & Success, 2017
College has never been so necessary or so expensive for Americans. Rising costs, state disinvestment, declining household incomes, and grant aid that has not kept pace lead more students to borrow, and borrow more, to go to school. While federal student loans are the safest option for students who need to borrow, rising student loan debt has…
Descriptors: Student Loan Programs, Federal Aid, Federal Programs, Loan Repayment
Cheng, Diane; Cochrane, Debbie; Gonzalez, Veronica – Institute for College Access & Success, 2017
Student Debt and the Class of 2016 is the Institute for College Access & Success (TICAS') twelfth annual report on the student loan debt of recent graduates from four-year colleges, documenting the rise in student loan debt and variation among states as well as colleges. State averages for debt at graduation ranged from a low of $20,000 (Utah)…
Descriptors: Debt (Financial), Student Loan Programs, Student Financial Aid, Annual Reports
Cochrane, Debbie; Shireman, Robert – Institute for College Access & Success, 2017
State policy makers may have assumed that, because for-profit colleges receive up to 90 percent of their funds through the U.S. Department of Education and additional funds for serving military and veteran students, overseeing them is primarily a federal responsibility. But in fact, federal oversight has been demonstrated to be inadequate, and the…
Descriptors: Proprietary Schools, Postsecondary Education, Colleges, Federal Aid
Cochrane, Debbie; Szabo-Kubitz, Laura – Institute for College Access & Success, 2016
"On the Verge: Costs and Tradeoffs Facing Community College Students" documents California community college students' struggles to cover college expenses beyond tuition, their experiences with financial aid, and the troubling tradeoffs they face when available resources do not stretch far enough. Consistent with a growing body of…
Descriptors: Community Colleges, Two Year College Students, Educational Finance, Paying for College
Cochrane, Debbie; Szabo-Kubitz, Laura – Institute for College Access & Success, 2016
Every year, millions of college students borrow money to help bridge the gap between college costs and available income, savings, and grants. Experts agree that, for those who need to borrow to pay for college, federal student loans are the safest and most affordable option. Unfortunately, some colleges choose not to participate in the federal…
Descriptors: Community Colleges, Two Year College Students, Student Loan Programs, Student Financial Aid
Institute for College Access & Success, 2014
Some community colleges have expressed concerns that their students borrow more than they need in federal loans. However, "the data do not support claims of 'over-borrowing' at community colleges." The vast majority of community college students do not borrow federal loans at all, and the few who do borrow do not take out large loan…
Descriptors: Community Colleges, Student Loan Programs, Federal Aid, Student Financial Aid
Institute for College Access & Success, 2014
Since 2005, "The Institute for College Access & Success" (TICAS) and its Project on Student Debt have worked to reduce the risks and burdens of student debt. TICAS helped create and improve income-based repayment plans to keep federal loan payments manageable; strengthen Pell Grants, which reduce the need to borrow; and simplify the…
Descriptors: Debt (Financial), Loan Repayment, Student Financial Aid, Paying for College
Institute for College Access & Success, 2014
Private loans are one of the riskiest ways to finance a college education. Like credit cards, they typically have variable interest rates. Both variable and fixed rates are higher for those who can least afford them--as high as 13% in June 2014. Private loans are not eligible for the important deferment, income-based repayment, or loan forgiveness…
Descriptors: Private Financial Support, Student Financial Aid, Paying for College, Undergraduate Students
Institute for College Access & Success, 2014
Some for-profit college industry lobbyists blame students for the high debt and default levels at their schools, claiming that their students borrow more than they need in federal loans. However, there is no evidence to support this claim, and giving colleges greater authority to reduce aid eligibility will make it harder for students to pay for…
Descriptors: Student Financial Aid, Paying for College, Debt (Financial), Federal Aid
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