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ERIC Number: EJ997906
Record Type: Journal
Publication Date: 2013-Feb
Pages: 12
Abstractor: As Provided
ISSN: ISSN-0272-7757
Contributions of Qualitative Research to Understanding Savings for Children and Youth
Sherraden, Margaret; Peters, Clark; Wagner, Kristen; Guo, Baorong; Clancy, Margaret
Economics of Education Review, v32 p66-77 Feb 2013
This paper explores contributions of qualitative research to saving theory for children, youth, and parents in children's development account (CDAs) programs. It brings together findings from three studies: (1) elementary school age children saving for college, (2) youth transitioning from foster care saving for education and other purposes, and (3) mothers saving for their toddlers' future college. Findings suggest that children, youth, and parents find CDAs helpful in accumulating savings. CDAs motivate and facilitate saving in ways that reflect developmental stages. Accumulating savings has positive economic and psychological meaning for CDA participants. CDAs overcome some obstacles in saving for the three groups, but other barriers remain, especially income flows, debt, and emergencies.
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Publication Type: Journal Articles; Reports - Evaluative
Education Level: Elementary Secondary Education; Postsecondary Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A