The importance of insurance in the school budget is the theme of this comprehensive bulletin on the practices and policies for Texas school districts. Also considered is the development of desirable school board policies in purchasing insurance and operating the program. Areas of discussion are: risks to be covered, amount of coverage, values,…

This report makes recommendations to the 1987 Minnesota Legislature on some actions that can be taken to improve Minnesota's child care system and make it work more effectively. The first section of the report documents the growing need for child care, emphasizing the number of children in Minnesota, the number of women in the labor force, changes…

The considerations of human safety and preservation of facilities are examined in relation to school fires. Various aspects of planning which would decrease the probability of fires and thereby save life and property are reviewed and include--(1) causes, (2) automatic protection devices, (3) evacuation and fire drills, and (4) construction…

A large fire in a main administration building at Hope College (Michigan) destroyed many records, though not all. The crisis plan used to disseminate information about the fire and its results is described and both the problems and positive results are reviewed. (MSE)

A study completed by the fire department of the City of Winnipeg has documented the effectiveness of smoke detectors in reducing fire losses. The entire Winnipeg fire prevention program is described. (MLF)

A discussion of fire risks, causes, prevention, and salvage in libraries is presented in text and photographs. A description of some historic library fires demonstrates the value of adequate protection and preparedness programs to minimize loss and damage. The need for fire retardant construction and protection from valdalism and arson are…

Insurance coverage of school buildings and contents is becoming increasingly difficult to obtain, and increases of 50 percent or more in the premium are not uncommon. Methods of reducing premium increases are outlined in this speech. (MLF)

Though most people assume that their schools are protected by smoke alarms and sprinkler systems, many are not. Older schools can fall through fire-code loopholes. Some schools have insufficient fire detection systems. Sprinkler systems can be too expensive for schools. Parents should educate themselves and insist on fire safety. (SM)

A bilingual pamphlet containing practical law-related information for recent Russian Jewish immigrants to New York City, this document concerns employment. Following a brief description of the Newcomer series, 10 questions are listed, each followed by an answer. Questions asked include illegal employment; discrimination; sexual harassment;…

Presents actions to protect lives and property losses in school fires based on the experiences of a professional fire restoration company.(MLF)

Rising risks, and losses resulting from civil disorders and vandalism are producing a squeeze on profits thus precipitating higher property insurance rates and deductibles, according to the insurance industry; while schoolmen lay the blame on industry panic. The conclusion is that school and insurance representatives must work together toward the…

These two issues are intended for secondary school educators who teach about insurance in any of their courses. The following substantive articles are contained in the January 1998 issue: "Teen Drivers and Automobile Insurance: New Laws Safeguard Teen Drivers" (Insurance Information Institute); "National Advisory Council of…

This booklet provides some practical guidelines for determining total insurance needs, examining options, and comparing costs. It discusses how to fit insurance costs into an overall financial plan, the necessity of adequate liability coverage, and the importance of keeping policies up to date. The next four sections highlight the basic types of…

To provide a practical tool for school insurance management, information concerning various types of insurance coverage and the policy forms used is provided in this handbook. Using a question and answer format the material is presented in eight chapters covering the following areas: (1) insurance on real and personal property; (2) liability…

Stressing importance of insurance coverage for the buildings and contents of libraries, this article covers insurance history, the modern insurance industry, examples of loss experiences, prevention and preparedness, risk management, appraisals and valuations of property, insurance options, and lack of recognition of protective and preventive…