As I approach my thoughts on faith and the adult learning I will concentrate my deliberations on faith, spirituality and dissonance, and the adult learner as reported in in-person dialogs selected from four studies (Shirk, 1990, 1998, 2005). Consideration will be given to the sociopsychological aspects of and the costs and benefits related to learning something new over a one year time span. Research vignettes will be followed by entries from my personal faith development journals. Religion, faith, spirit and spiritual experiences were not the focus of my initial adult learner studies although direct and indirect spiritual episodes were voiced. The purpose of this section is to give attention to, and explore evidences of spirituality and faith in the lives of adult learners. Faith and spirituality are intertwined in the sociopsychological life-space of the adult learner. Who is the Learner? What is faith? I will approach these questions with an Adult Learner's Credo. A bibliography and an Adult Learner Interview Instrument is included.