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Download full textAkers, Beth – American Enterprise Institute, 2020
The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need help. However, debt forgiveness plans, such as those proposed by Sens. Bernie Sanders (I-VT) and Elizabeth Warren (D-MA), deliver the biggest benefits to those who need it…
Descriptors: Federal Programs, Student Loan Programs, Educational Change, Loan Repayment
Delisle, Jason D. – American Enterprise Institute, 2018
The federal government's Direct Loan program dominates the student-loan market today, issuing 90 percent of all loans made across the country each year. Students pursuing everything from short-term certificates to master's degrees qualify for nearly $100 billion in loans every year at terms more generous than most private lenders would offer.…
Descriptors: Federal Aid, Student Loan Programs, Student Financial Aid, Costs
