This Postsecondary Education Descriptive Analysis Report uses data from the National Postsecondary Student Aid Studies (NPSAS:96, NPSAS:2000 and NPSAS:04) to examine trends in Stafford loan borrowing among undergraduates. NPSAS consists of nationally representative survey data that focus on student financial aid and the enrollment and background…

A growing body of empirical evidence shows that some financial aid programs increase college enrollment. Puzzlingly, there is little compelling evidence that Pell Grants and Stafford Loans, the primary federal student aid programs, are effective in achieving this goal. In this paper, we provide an in-depth review of this evidence, which taken as a…

The types of health insurance coverage desired by students and their current coverage were studied at the University of Maryland, Baltimore County, (UMBC), and implications of the findings for selecting a new university insurance plan were evaluated. A total of 340 questionnaire respondents provided information on their current coverage, their…

The impact of changing the definition of independent student status on demand for student financial aid funds is assessed. The current definition of independent students is based on: the amount of money received from parents, living separate from parents, and not being claimed as a dependent on the parents' federal income tax form. Two proposals…

Proposed levels of federal aid to college students and the national economic context are considered. Compared to fiscal year 1985 and 1986 budgets, the Reagan administration has requested $2.3 billion less in various financial aid programs. It has proposed legislation limiting federal grants, direct loans, or work study jobs to students from…

Reasons for the increasing numbers of independent college students are considered, with attention to the provision for independent students in the Basic Educational Opportunity Grant (Pell) program. The availability of grants to independent students may have two consequences: college students under age 22 with access to parental resources might…

Issues in student financial need analysis are considered, based on the work of the Committee on Standards of Ability to Pay (CSAP) of the College Scholarship Service. The three major sections of the paper concern: CSAP's preliminary recommendations for changes in the 1986-1987 Uniform Methodology; a review of some of the methodological issues that…

The distribution of Supplemental Educational Opportunity Grant (SEOG) funds was investigated by the General Accounting Office. The SEOG program is a campus-based aid program that provides money to schools, which then distribute it to students. Attention was directed to the following concerns: the kinds of schools that receive SEOG funds, the…

Application forms for the Basic Educational Opportunity Grant (BEOG) Program for 1974-1975 were compared to Internal Revenue Service (IRA) tax forms to determine the scope of applicants' misreporting and to identify categories of applicants who tend to misreport. A total of 70,063 tax forms and BEOG records from eligible and ineligible applicants…

A status report for the Basic Educational Opportunity Grant Program (Basic Grant Program) for the 1976-1977 academic year is presented. Information is provided on: applicants for the 1976-1977 year; program trends for academic years 1973-1974 through 1976-1977; the number of Basic Grant recipients and nonqualifying applicants for 1976-1977 by…

A study of unmet student financial need in Washington State was conducted by the Washington Council for Postsecondary Education. "Unmet need" is the difference between need and the total amount of aid received by the student through federal, state, and institutional financial aid programs, privately funded scholarships, and nonsubsidized…

Student aid records from a national sample of aid recipients attending independent colleges and universities with enrollments of more than 500 students were evaluated. It was found that recent reductions in federal student assistance and restrictions placed on program eligibility reduced substantially the number and proportion of low-income…

The definition of independent student that is used in determining eligibility for federal student financial aid is examined, along with potential compliance problems for independent students and differential treatment of independent and dependent students. Major factors for defining independence for students receiving federal financial aid are:…

The nature and extent of misreporting by applicants for the Basic Educational Opportunity Grant program was investigated. Types of potential program abuse were assessed, along with the accuracy of income estimates that students make on Supplemental Basic Grant applications, which are the basis for determining a student's eligibility. Attention was…

The impacts of legislated changes in both program recipients and federal costs of the Pell Grant Program are analyzed, such as the resulting numbers of dependent and independent recipients. These include the changes in award amounts received by students and the effects of particular new provisions of the grant program on its costs. (Author/MSE)