The purposes of this guide, for use at the secondary level, are to: 1) define the nature and scope of personal economics, indicating specifically six major forms of economic activity that individuals engage in; 2) identify basic ideas and concepts within each of these six categories; 3) describe a process of personal economics decision-making; 4) provide a "personal economics grid" that relates the major areas of personal economic activity to the decision-making process, and to the effects on the economy as a whole; and, 5) suggest a method of teaching personal economic understandings and provide specific curriculum applications. The areas of the social studies curriculum chosen for emphasis are: civics/government, American and world history, economics, and the other social sciences. Part II of this guide sets out the structure, ideas, and concepts of personal economics; examines an analytical framework by which teachers can translate the aims and content of the structure into viable study units; and, offers teaching suggestions for use in the three subject areas mentioned above. Sample teaching units, including objectives, economic overview, and teaching techniques are included. Part II is comprised of a postiion paper for the Personal Economics Project, by Meno Lovenstein; a few diagrams which can be used as tools of analysis; and, a section on selected study materials, both print and non-print, all annotated. (Author/JLB)