Discusses how higher education institutions can market their risk financing program to insurance brokers and insurance companies to obtain superior, cost effective coverage in the current buyer's market. Explains the development of a marketing package, the negotiating process, and the selection of brokers and insurance companies. (MDM)

Provides insights from insurers who service early childhood programs. Addresses issues related to: (1) common mistakes centers make when determining insurance needs; (2) recommended lines of coverage; (3) determining levels of coverage; (4) timelines for policy reviews; (5) cost-effective strategies; (6) keeping insurance agents updated on new…

Analyzes a situation in which a group of adolescents on an outdoor adventure trip experienced emotional distress after a participant became ill, was evacuated by the group, and was taken to the hospital. Recommends strategies for the instructor that would have prevented emotional distress, including maintaining a proper perspective of the…

Tested the impact attenuation characteristics of safety surfaces used in indoor child care play settings. Found that the most common surfaces used were indoor/outdoor carpet, various types of mats, and safety floor tiles. Nearly 60 percent of tested materials had a critical fall height of 1 foot or less. Concluded that carpet, safety tile, and…

This article describes Behavioral Risk Management (BRM), a community-based, wrap-around model, that incorporates both internal and external management strategies to meet the unique needs of adolescent and adult males with developmental disabilities who exhibit inappropriate or offensive sexual behaviors. Key components of BRM are discussed, along…

A high-profile liability case concerning a fatal ice-climbing accident provides the background for this discussion of liability issues in adventure activities. A brief history of outdoor adventure litigation, emerging trends, and how outdoor guides can protect themselves and their clients is presented. Guides should candidly describe the risks…

Discusses ways schools can handle bomb threats and suspicious devices and describes risk reduction steps in preparation for these events. Suggests security risk reduction can be accomplished through proper use of policies and procedures, conducting staff training, establishing security agreements, and creating crisis preparedness guidelines. (GR)

Examines whether prevention research can benefit from resilience research in designing interventions. Suggests that although many areas in the investigative interests of prevention and resilience researchers overlap, Luther, Cicchetti, and Becker may have set the bar too high for defining resilience in the context of varying levels of adversity.…

Provides suggestions for designing effective outdoor space. Focuses on advocating for space, designing spaces based on children's characteristics and preferences, integrating the outdoors in educational planning, including children in decision making and work, knowing about injury prevention, providing adult models who love the outdoors, and…

Institutional research parallels preventive law in purpose and practice. Both help minimize problems and identify strengths in reaching institutional goals, identify and evaluate opportunities to accomplish goals, identify problems and solutions, find alternatives needed to minimize problems, and provide insights into future hazards and…

The effect of a precoronary angioplasty education and counseling program on knowledge and psychological status of patients and on knowledge and quality of life/coping status of their spouses was evaluated. Knowledge, psychological status, and coping status of patients (N=40), their spouses, and controls were assessed. Results show that education…

Describes a health-and-safety risk-management audit in four Queensland, Australia high schools. One major outcome of this research project is the development of a comprehensive risk-management policy in compliance with the law. Other outcomes include the preparation of a professional-development package in risk-management policy for use as a…

As college and university financial officers pursue business partnerships to boost institutional revenue, they must consider how these agreements affect the tax exempt status of their financing arrangement, continually monitoring use of facilities financed with tax-exempt debt. Issues to be addressed include the provisions of service contracts,…

Makes suggestions to help leaders of adventure and experiential learning activities deal with participants' emotions and issues of emotional safety and risk: acknowledge the situation, be clear about what is being done, monitor individuals' actions in the group, make sure the activity is physically safe, and be aware of participants' conscious and…

This guide provides general information to high school sports coaches about concussions. It focuses on the fact that coaches can play a key role in preventing concussions and managing them properly when they occur. The following sections are included: (1) The Facts; (2) Signs and Symptoms; (3) Prevention and Preparation; (4) When a Concussion…