This article from Carly Sawatzki and Peter Sullivan encourages schools and teachers to consider ways to embed financial literacy tasks in mathematics lessons more often, and includes an authentic task to try with your students.

The limited attention given to financial education in the development of student competencies can undermine the decision making of individuals in their adulthood. This circumstance has been widely studied in the literature, where the effect of financial literacy on creative entrepreneurship is influenced. The objective of this study is to analyze…

The main objective of this research is to identify the behavioral factors which have an effect on retirement planning behavior. The study applies the theory of planned behavior and time perspective theory as a basis for the analysis of data by the structural equation modeling technique from a sample of 900 adults in Kelang Valley, Malaysia. The…

Financial products and services are increasingly present in our daily lives, so it is very important to know the advantages that can be obtained by using them. In this way, the present study seeks to determine the existence of an underlying structure that explains the knowledge towards the topics of Income, Money Management, Savings and…

Purpose: Leaders at higher education institutions (HEIs) in the USA experience substantial pressure to contain costs while advancing their educational missions. The purpose of this paper is to explore the association between publicly stated academic cost-containment objectives found in HEI's strategic plans and mission statements, which help to…

Over the years and particularly in the last decade, historically black colleges and universities (HBCUs) have consistently faced challenges in retaining their chief executive officers. Their attrition as compared to the national norm is disproportionate. There is no doubt that there are a wide variety of reasons for this uncommon attrition. With…

Research on financial literacy has focused on the influence of teachers and parents in financial literacy education, which mediates the impact on students' financial behaviour. Much less attention has been given to the influence of traditional Chinese hierarchical culture on a child's identity as a student. This paper applies Lee's (2017) theory…

There are numerous factors associated with successful reentry, but one that has not yet been addressed is financial behavior after release. This study used a primary data set collected in the fall of 2017. The theory of planned behavior was applied to investigate post-release financial behavioral intentions of men and women approaching return to…

A nonprofit community development financial institution and Extension collaborated to conduct a demonstration project to evaluate efficacy of Grameen peer-group microfinance methodology in addressing barriers faced by low-income women entrepreneurs in a small metro area. Program performance metrics achieved by 284 culturally diverse, low-income…

The mismatch between financial objective and subjective knowledge that occurs in youth and adolescents has been understudied in the literature. Based on objective and subjective financial literacy scores, this study categorizes financial literacy into four types: financial literacy overconfidence, underconfidence, competence, and naïvete in a…

This quantitative study examines differences between the holistic wellness of international students in the United States (n = 244) and a random sub-sample of their domestic U.S. peers (n = 244) using wellness assessment data. Findings suggest international students have significantly better wellness profiles than domestic students, specifically…

We update Collier et al. (2021) by using the Survey of Consumer Finances (SCF) 2019 dataset to explore characteristics of enrollees in Income-Driven Repayment (IDR). SCF 2019 is more likely to include borrowers engaged in REPAYE. Findings support an ongoing need to encourage greater IDR participation for lowest-income borrowers and reinforced…

Do employees at public colleges and universities have better retirement benefits than K-12 employees? This is the central question in the new report "Choice and Quality Among Retirement Plans for Educators." To answer this question, we evaluate the quality of higher education and K-12 retirement plans using five key variables: (1)…

Arts alumni pursued and refined a variety of skills during the pandemic. Among these skills were an increased need for the kinds of financial and business management, entrepreneurial, and networking skills that are well-established in past SNAAP research. Aside from these established skill needs, two broad categories of skill emerged as…

This article examines potential consumer harm that may arise due to regulating modern financial services communication technology with rules written in the early 20th century. It is argued that disparities in record keeping regulation across communication mediums disincentivizes the use of technology capable of generating records for consumer…