This module, consisting of materials for use in conducting a consumer education mini-course, deals with health care and services for consumers. Covered in the individual lessons are the following topics: understanding what is and is not covered by Medicare, assessing the need for private health insurance, purchasing private health insurance, choosing a doctor, choosing a hospital, choosing a dentist, and getting a second opinion when facing surgery. Each lesson contains an outline of the major concepts to be covered in the lesson, suggested activities, a list of instructional materials included in the lesson, a list of pertinent references, test questions, an answer sheet, an information outline, and transparency masters. (MN)