Financial planning attitudes start early. Schools can help by introducing elements at each grade level. Courses should include obtaining financial resources, spending plans, borrowing, saving, investing, insurance, and taxpaying. (MD)

Discusses a study undertaken to determine why women are participating in the work force in ever-increasing numbers. Major reasons given for the increased participation include personal satisfaction and the desire to contribute financially to family needs. Information is presented on attitudes toward part-time work, day-care needs, attitudes toward…

A study investigated the nature of family consistency in selected resources and the relationship between the identified resource patterns and coping. Four patterns emerged, with the majority of couples located in the resource consistent categories. (Author/JOW)

Factors related to the importance of saving for children's education were identified in a study of 1,332 couples from the 1998 Survey of Consumer Finances. Factors included number of children in the household, age and health of head of household, and employment of spouse. (JOW)

Suggests that personal financial literacy is a critical area for consumers and that many are not knowledgeable about personal financial management concepts. Includes information on when it should be taught and the topics to be included as well as resources and teaching suggestions. (JOW)

Comparison of 15- and 16-year-old participants in the National Longitudinal Survey of Youth 1979 and 1997 indicated that racial/ethnic differences and the influence of family resources on expectations of a college degree declined over time. Girls became more likely to expect a degree, and family structure grew in importance over time. (Contains 50…

I study the relationships of resources and personality characteristics to charitable giving, postmortem organ donation, and blood donation in a nationwide sample of persons in households in the Netherlands. I find that specific personality characteristics are related to specific types of giving: agreeableness to blood donation, empathic concern to…

This is the fifth survey since 1998 on the state of economic and personal finance education in the fifty states conducted by National Council on Economic Education (NCEE). A leader in promoting economic and personal finance education, NCEE conducts these surveys to gauge how the state standards, their implementation, course requirements, and state…

This report combines neuroscience, child development research, and program evaluation data to better inform policymakers' decisions about investing in and supporting existing early childhood programs. Core child development concepts highlight the importance of early experiences on the development of brain architecture and, in turn, future…

This paper examines whether AFDC/TANF asset tests affect the asset holdings of low-educated single mothers. Special emphasis is given to vehicle assets that make up a very significant share of total wealth for poor families. Consistent with other recent research, the author finds little evidence that asset limits have an effect on the amount of…

This report provides an Iowa state senator's perspective on developing state policies to foster collaboration at the service delivery level to meet the needs of children and families more effectively. The first chapter provides two case examples of children that the current system fails. It suggests that simply providing more funding or requiring…

The influence of childbearing on a family's ability to accumulate assets is examined in this paper. The first section presents a theoretical framework for analyzing the evolving life-time process of asset accumulation. This model highlights the principal factors that determine life cycle paths of consumption, income, savings, and the time…

THE OBJECTIVES WERE TO DETERMINE WHAT PROPORTION OF PARENTS CONTRIBUTE TO THE COLLEGE EDUCATION EXPENSES OF THEIR CHILDREN, THE AMOUNT THEY CONTRIBUTE, AND HOW CONTRIBUTING PARENTS BUDGET AND PLAN FOR THE EDUCATION OF THEIR CHILDREN. OVER 2,700 INTERVIEWS WERE TAKEN IN 2 SURVEYS IN 1959-60. THE INTERVIEWS OBTAINED INFORMATION ON THE AMOUNT PARENTS…

Compared the subjective and objective experiences of noninstitutionalized childless and parent elderly (N=338). Results showed few significant differences between the two groups, but trends showed benefits for both. The childless were more financially secure and in better health, while parents had more friends and more satisfaction with life. (BH)

This study compared the annual economic contribution of interfamily grants received by beginning and elderly families. There was no difference in dollar value between the two groups in the categories of money, goods, and services. However, there was a significant difference in the total dollar value of grants received. (CT)