Developed by experienced migrant education teachers incorporating Sight and Sound Program concepts, this volume presents predrafted individual short-term Plan/Records for personal finance for secondary level students, plus step-by-step directions for their use by Oregon resource teachers, classroom teachers, and aides. This approach assumes that the migrant student will only be available for instruction for a short period of time, generally 2 to 6 weeks. Following a quick assessment, using available information, the teacher selects one or more short-term plans, each addressing a single content area and focusing on a single limited objective. The objective, a set of activities expected to lead to that objective, and a criterion statement are laid out on a single-page form, constituting the plan portion of the Plan/Record. The bottom part of the sheet contains a place to record if and when the criterion was met, who attests to this fact, and relevant comments, forming the record portion of the Plan/Record. The personal finance Plan/Records cover concepts such as reconciling a bank statement, credit card usage, understanding installment contracts, comparison shopping, completing state and federal income tax forms, types of insurance, reasons for marriage, responsibilities of having children, writing a resume, purchasing a house, comparing economic systems, investing in the stock market. (NEC)