A questionnaire examining consumer needs, spending, travel, credit options and utilization practices in adaptive/assistive and educational technology was answered by 2,201 Arkansans with disabilities of all ages. This paper emphasizes results relating to Arkansans with mental retardation. Results indicate Medicare/Medicaid as the single most widely used system for acquisition of assistive technology, and the chief function of technology in use was "getting around," a category including wheelchairs, crutches and other mobility aids. While most respondents expressed satisfaction with the technologies they were using, widespread difficulties were reported in travel (22% reported having to travel over 100 miles to receive their technology) and availability of credit plan options (30% of respondents reported personal or family financing of needed equipment). Consumer rights were called into question by findings indicating 45% of respondents were unable to try out equipment prior to purchase. In addition, training with equipment was generally seen as inadequate. Includes approximately 80 references. (PB)