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Marks, Jeff – Mathematics Teaching in the Middle School, 2000
Describes an activity in which students design credit cards and discover for themselves the mathematical realities of buying on credit. Employs multiple-intelligence theory to increase the chance that all students will be reached. (YDS)
Descriptors: Consumer Education, Credit (Finance), Learning Theories, Mathematics Activities
Bay-Williams, Jennifer M.; Bush, Sarah B.; Peters, Susan A.; McGatha, Maggie B. – National Council of Teachers of Mathematics, 2015
To succeed in college, career, and life, students need to become financially literate. But understanding the basics of a long-term investment or a short-term loan is not enough without the math skills to make financially sound choices. In the already full curriculum of middle schools today, how can teachers find room to include financial literacy?…
Descriptors: Money Management, Middle School Students, Teaching Methods, Mathematical Concepts
Brockway, Jerry – 1972
The manual, intended for use by adults and not in the high school classroom situation, presents material directed toward assisting in the reduction of credit card crime. This teaching guide is organized in three sections which deal with the nature of and major reasons for credit card fraud, the types of hot card runners, and methods of reducing…
Descriptors: Adult Education, Course Content, Credit Cards, Credit (Finance)
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Yates, Dan; Ward, Chris – American Journal of Business Education, 2011
Many states are now requiring high school students to be competent in the areas of economic and financial literacy. This is due to the recent escalation of bankruptcies, large credit card debt, and mortgage foreclosures in our society. This study examines how financial knowledge is transferred from the high school level to the college level and…
Descriptors: Money Management, Debt (Financial), Transfer of Training, High School Students
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Crowder, William W. – Clearing House, 1982
Outlines a unit of instruction on credit card usage that would allow young students to research what credit, reputation, and trust are; examine contract and monthly statement terminology; investigate the advantages and disadvantages of credit cards; and begin to think critically about the use of credit cards. (FL)
Descriptors: Consumer Economics, Consumer Education, Credit (Finance), Credit Cards
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Munro, Jennifer; Hirt, Joan B. – Journal of College Student Development, 1998
Survey of college students who managed credit cards wisely and those who did not (N=310), revealed that responsible users were more likely to have acquired credit cards before matriculating in college. Discusses implications for future personal-debt management and for institutions of higher education with regard to credit-card vendors. (EMK)
Descriptors: College Students, Credit (Finance), Credit Cards, Higher Education
Hathaway, Ian; Khatiwada, Sameer – Federal Reserve Bank of Cleveland, 2008
In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial activity (e.g. home-ownership or credit card…
Descriptors: Program Evaluation, Money Management, Consumer Education, Consumer Economics
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Detweiler, Gerri – Advancing the Consumer Interest, 1993
The role of credit cards in personal finance has increased dramatically over the past two decades. Complex interest computation methods and additional fees often boost the price of credit card loans and help make credit cards the most profitable type of consumer loan for many lenders. (Author/JOW)
Descriptors: Consumer Protection, Credit (Finance), Credit Cards, Interest (Finance)
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Raghubir, Priya; Srivastava, Joydeep – Journal of Experimental Psychology: Applied, 2008
This article examines consumer spending as a function of payment mode both when the modes differ in terms of payment coupling (association between purchase decision and actual parting of money) and physical form as well as when the modes differ only in terms of form. Study 1 demonstrates that consumers are willing to spend more when a credit card…
Descriptors: Credit (Finance), Consumer Economics, Psychological Patterns, Behavior Patterns
Nicklin, Julie L. – Chronicle of Higher Education, 1993
Increasingly, colleges are offering affinity credit cards with attractive incentives as a marketing tool. Some in academe feel the trend may compromise educational objectives. Institutions may also face taxation on unrelated-business income generated through the cards. (MSE)
Descriptors: Alumni Associations, College Role, College Students, Competition
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Stanford, William E. – Student Aid Transcript, 1999
Discusses the danger of college students accumulating a level of credit card debt that can seriously undermine their future lives. Offers 10 suggestions for colleges including controlling solicitations, offering workshops to freshmen, adding credit information to the campus Web site, communicating with the senior class, and discouraging or…
Descriptors: College Role, College Students, Consumer Education, Credit (Finance)
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Pinto, Mary Beth; Parente, Diane H.; Palmer, Todd Starr – Journal of College Student Development, 2001
Examines the relationship between credit card usage, employment, and academic performance among a group of college students with credit cards. Results reveal that the students differed significantly in the level of anxiety felt from carrying debt, perceived need to work, and perceived impact of employment on academic performance. (Contains 57…
Descriptors: Academic Achievement, Anxiety, College Students, Credit (Finance)
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Edmunds, Alan L. – TEACHING Exceptional Children, 1999
Describes the Cognitive Credit Card, an individualized approach to helping students with learning disabilities select and apply appropriate learning strategies. The CCC is a credit card-sized laminated set of cognitive or metacognitive cues for a specific topic. Feedback from students, teachers, and parents has been highly positive. (DB)
Descriptors: Elementary Secondary Education, Instructional Materials, Learning Disabilities, Learning Strategies
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Darko, Janice; Eggett, Dennis L.; Richards, Rickelle – Journal of Nutrition Education and Behavior, 2013
Objective: To explore food shopping behaviors among low-income families over the course of the month. Design: Two researchers conducted 13 90-minute focus groups. Setting: Two community organizations serving low-income populations and a university campus. Participants: Low-income adults (n = 72) who were the primary household food shoppers and who…
Descriptors: Food, Child Health, Community Organizations, Researchers
Peters, Susan A.; Bay-Williams, Jennifer M.; Martinie, Sherri L. – National Council of Teachers of Mathematics, 2016
As high school students make more and more important decisions, their need for financial literacy increases significantly. To succeed in life, they need both an understanding of financial issues and the math skills to make financially sound choices. With all the requirements and standards to be met in high schools today, how can teachers find room…
Descriptors: High School Students, Money Management, Mathematics Skills, Common Core State Standards
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